108 Knowles St, Islamorada, FL 33036 Property Records

Monroe County property record for 108 Knowles St, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,016 sqft · built 1952
Lot Size0.186 acres (8,100 sqft)
Owner2 Trust Names on Record
Last Sale$210,000 (Nov 2014)
Tax Bill$6,178 (2025)
Deeds & MortgagesJul 2026 Transfer
Flood ZoneZone AE (high risk)
APN00402990-000000

Property Details

APN / Parcel Number

Primary APN00402990-000000
Alternative APNs
  • 28633700402990000000
  • 1495310

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,016 sqft Living Area
1st Floor Area1,016 sqft
FlooringPlywood
Interior WallsWood

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeFlat
Roof MaterialMetal
Lot Area8,100 sqft (0.186 acres)

Exterior Amenities

PorchFlorida Room
Porch Area528 sqft
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1495310
Street Address108 KNOWLES ST
CityISLAMORADA
StateFL
Zip33036-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionCORAL VIEW PB3-105 UPPER MATECUMBE KEY ELY 1/2 LTS 10 AND 11 OR291-441 OR752-1758 OR756-61 OR756-1678 OR826-2273 OR933-1452D/C OR983-195 OR1114-250 OR1114-2254AFF OR1326-1111/12 OR1413-346 OR1812-572 OR2712-357
Legal Range37E
Legal Township63S
Legal Section28
Legal SubdivisionCORAL VIEW
Legal Lot Number10,11
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2003
Census Tract970900

Owner

Source: Monroe County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address238 E MAIN ST, WALES, WI 53183-9504
Owner TypeIndividual
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2014 · Amount on Record
Deed SaleNov 14, 2014 · Amount on Record
Prior SaleSep 4, 2002 · Amount on Record
Deed Document Number20142005355
Deed Book / Page2712 / 357
Last Transfer DateJul 20, 2026
Transfer Doc0002552534
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 20, 2026
Property Address108 KNOWLES ST, ISLAMORADA, FL 33036-3521
Document Number0002552534
Book / Page3392 / 2446
Instrument DateJul 20, 2026
Instrument20262552534
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address238 E MAIN ST, WALES, WI 53183-9504

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,178.00 (+8.84%)$768,982 (+13.74%) Land $646,299 Building $122,683$768,982 (+13.74%) Land $646,299 Building $122,683
2024$5,676.00 (+4.4%)
2023$5,437.00 (+16.3%)$676,072 (+42.14%) Land $572,670 Building $103,402$676,072 (+42.14%) Land $572,670 Building $103,402
2022$4,675.00$475,638 Land $372,236 Building $103,402$475,638 Land $372,236 Building $103,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 265 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies387 units insured
incl. 122 condo units
Nearby Flood Claims582 (1982–2022)
Claims Outside the SFHA21 of 582
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 197 claims
  • Hurricane Irene, Oct 1999 · 80 claims
  • Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile.

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