109 Knotty Pine Cir, Springfield, GA 31329 Property Records

Effingham County property record for 109 Knotty Pine Cir, Springfield, GA 31329 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,468 sqft · built 2013
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$42,100 (May 2026)
Tax Bill	$3,247 (2025)
Deeds & Mortgages	May 2026 Sale Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0428C-179-000`

Property Details

APN / Parcel Number

Primary APN	`0428C-179-000`
Alternative APNs	`0428C179` `15501`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	65 sqft
Deck Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15501
Street Address	109 KNOTTY PINE CIR
City	SPRINGFIELD
State	GA
Zip	31329-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.28 AC LOT 179 (OUT 428-17)
Legal Subdivision	SHADOWBROOK
Legal Phase	3A
Legal Block	IIIA
Legal Lot Number	179
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1016
Census Tract	30205

Owner

Source: Effingham County records · APN 0428C-179-000

Assessment roll updated December 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Limited Warranty Deed, Transfer
Apr 30, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW AMERICAN FUNDING
Jan 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jan 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
May 03, 2013	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BRAND MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Prior Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	20263780
Deed Book / Page	3041 / 33
Prior Transfer Date	Jan 11, 2013
Prior Transfer Doc	002164/337
Record Updated	Sep 20, 2026

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 01, 2026
Property Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122
Document Number	0000003780
Book / Page	3041 / 33
Instrument Date	May 01, 2026
Instrument	20263780
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 30, 2026
Property Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122
Document Number	3040000674
Book / Page	3040 / 674
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	Jul 06, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122

Mortgage

Document Number	3040000678,
Date	Apr 30, 2026
Book Page	3040/678

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2036

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000003040/0000000692,
Date	Apr 30, 2026
Book Page	3040/692

Lender

Name	NEW AMERICAN FUNDING

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2036

Interest

Rate	6.46%
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 10, 2023
Property Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122
Document Number	002826/841
Book / Page	2826 / 841
Instrument Date	Jan 10, 2023
Instrument	2023-000063
Transaction Type	Transfer
Record Updated	May 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122

Mortgage

Document Number	0000002826/0000000843
Date	Jan 11, 2023
Book Page	0000002826/0000000843
Instrument	000273

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 10, 2023
Property Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122
Document Number	002826/841
Book / Page	2826 / 841
Instrument Date	Jan 10, 2023
Instrument	2023-000063
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122

Mortgage

Document Number	0000000273
Date	Jan 10, 2023
Instrument	000273

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

May 2013: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 03, 2013
Property Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122
Document Number	002192/503
Book / Page	2192 / 503
Instrument Date	May 03, 2013
Instrument	2013-001096
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5122

Mortgage

Document Number	002192/505
Date	May 10, 2013
Book Page	2192/505

Lender

Name	BRAND MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2043

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,247.00 (+7.27%) Homeowner's exemption	$107,878 (+7.47%) Land $22,800 Building $85,078	$269,695 (+7.46%) Land $57,000 Building $212,695
2024	$3,027.00 (+16.96%) Homeowner's exemption	$100,384 (+28.64%) Land $22,800 Building $77,584	$250,961 (+28.64%) Land $57,000 Building $193,961
2022	$2,588.00	$78,034 Land $15,200 Building $62,834	$195,085 Land $38,000 Building $157,085

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Aug 2024, river or lake flooding, Tropical Storm Debby
Claims By Storm	Tropical Storm Debby, Aug 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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