Effingham County property record for 106 Knotty Pine Cir, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,364 sqft · built 2006 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Apr 2022) |
| Tax Bill | $3,451 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0428C-175-000 |
| Primary APN | 0428C-175-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,364 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 180 sqft |
| Porch | Slab |
| Porch Area | 75 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15497 |
|---|---|
| Street Address | 106 KNOTTY PINE CIR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .57 AC LOT 175 (OUT 428-17) |
| Legal Subdivision | SHADOWBROOK |
| Legal Phase | 3A |
| Legal Block | 3A |
| Legal Lot Number | 175 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30205 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS |
| May 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE |
| Feb 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDAMERICA BANK |
| Apr 4, 2022 | Warranty Deed, Transfer |
| Jan 16, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2006 · Amount on Record |
| Deed Document Number | 2022986 |
| Deed Book / Page | 2779 / 71 |
| Prior Transfer Date | Jan 16, 2021 |
| Prior Transfer Doc | 002662/851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 0000002779/0000000073 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 0000002779/0000000073 |
| Instrument | 004097 |
| Name | BROKER SOLUTIONS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002466/406 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 2466/406 |
| Instrument | 004207 |
| Name | SWBC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 0000002662/0000000853 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 0000002662/0000000853 |
| Instrument | 001756 |
| Name | MIDAMERICA BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 4, 2022 |
| Property Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 0002779/71 |
| Book / Page | 2779 / 71 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2022-000986 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 16, 2021 |
| Property Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
| Document Number | 002662/851 |
| Book / Page | 2662 / 851 |
| Instrument Date | Jan 16, 2021 |
| Instrument | 2021-000451 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 KNOTTY PINE CIR, SPRINGFIELD, GA 31329-5124 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,863 (-) Land $22,800 Building $77,063 | $249,657 (-) Land $57,000 Building $192,657 | |
| 2025 | $3,451.00 (+14.46%) | $99,863 (+7.5%) Land $22,800 Building $77,063 | $249,657 (+7.5%) Land $57,000 Building $192,657 |
| 2024 | $3,015.00 (+66.12%) | $92,894 (+48.92%) Land $22,800 Building $70,094 | $232,236 (+48.92%) Land $57,000 Building $175,236 |
| 2022 | $1,815.00 Homeowner's exemption | $62,380 Land $15,200 Building $47,180 | $155,950 Land $38,000 Building $117,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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