Stearns County property record for 109 Joymar Cir, Saint Cloud, MN 56301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 780 sqft · built 1966 |
| Owner | Individual Name on File |
| Tax Bill | $23 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 98-84150-0140 |
| Primary APN | 98-84150-0140 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 780 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Shed | 1 Shed |
| Shed Area | 56 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 JOYMAR CIR |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEL CLARE 109 JOYMAR CIR 1966 DUKE VIN 602366 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAITE PARK |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11308 |
Source: Stearns County records · APN 98-84150-0140
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 JOYMAR CIR, SAINT CLOUD, MN 56301-9473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Waite Park City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,800 (-) Building $3,800 | $3,800 (-) Building $3,800 | |
| 2025 | $23.00 (-5%) | $3,800 Building $3,800 | $3,800 Building $3,800 |
| 2024 | $46.00 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 35% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 60 |
| Spectrum | Cable | 1,000 / 1,000 |
| Lumen Technologies | DSL | 140 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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