Stearns County property record for 104 Joymar Cir, Saint Cloud, MN 56301
| Property Type | Other Improved |
|---|---|
| Details | 1,152 sqft · built 1995 |
| Owner | Individual Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 98-84150-0110 |
| Primary APN | 98-84150-0110 |
|---|
| Total Rooms | 6 Rooms |
|---|---|
| Building Area | 1,152 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Deck Area | 64 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 104 JOYMAR CIR |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9473 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | BEL CLARE, 104 JOYMAR CIR, 1995 DUTCH HOME |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAITE PARK |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11308 |
Source: Stearns County records, as of July 7, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 JOYMAR CIR BEL CLARE ESTATES, SAINT CLOUD, MN 56301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
Source: Stearns County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Waite Park City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bel Clare Estates private · serves 750 people · EPA ID MN1730030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
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