109 Joseph Ct, Radcliff, KY 40160 Property Records

Hardin County property record for 109 Joseph Ct, Radcliff, KY 40160 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1992
Square Footage	2,196 sqft Living Area
Lot Size	12,632 sqft (0.289 acres)
Garage	Attached, 336 sqft
Occupancy	Owner Occupied
Tax Bill	$1,296.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`180-20-11-053`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Building Area	2,196 sqft Living Area
Stories	1 Stories
Fireplace	Single Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Architectural Style	Split Level Style
Exterior Material	Frame/Masonry Exterior
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached Garage
Garage Area	336 sqft Garage
Shed	1 Shed
Shed Area	216 sqft Shed
Patio Area	448 sqft Patio

Utilities and HVAC

Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	109 JOSEPH CT
City	RADCLIFF
State	KY
Zip	40160-1992
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WOODED AC LT 53 #1
Legal Subdivision	WOODED AC
Legal Lot Number	53
Jurisdiction	HARDIN KY
Minor Civil Division	RADCLIFF
Census Blockgroup	2
Census Block	2012
Census Tract	600

Owner

Source: Hardin County records · APN 180-20-11-053

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 JOSEPH CT, RADCLIFF, KY 40160-1992
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Doc Number	0000750697
Record Refreshed	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	109 JOSEPH CT, RADCLIFF, KY 40160-1992
Transaction Type	Mortgage
Record Updated	Dec 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2413/63
Date	Nov 12, 2021
Book Page	2413/63

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,296.00 (+26.07%) Homeowner's exemption Additional exemption filed	$184,700 (+26.42%) Land $20,000 Building $164,700	$184,700 (+26.42%) Land $20,000 Building $164,700
2023		$146,100 (-) Land $18,800 Building $127,300	$146,100 (-) Land $18,800 Building $127,300
2022		$146,100 Land $18,800 Building $127,300	$146,100 Land $18,800 Building $127,300
2021	$1,028.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.