Hardin County property record for 102 Joseph Ct, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,848 sqft · built 1992 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Aug 2001) |
| Tax Bill | $1,873 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-11-047 |
| Primary APN | 180-20-11-047 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Patio Area | 313 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 102 JOSEPH CT |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-1992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODED AC LT 47 #1 |
| Legal Subdivision | WOODED AC |
| Legal Lot Number | 47 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 600 |
Source: Hardin County records · APN 180-20-11-047
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 JOSEPH CT, RADCLIFF, KY 40160-1992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 23, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2001 · Amount on Record |
| Deed Sale | Aug 14, 2001 · Amount on Record |
| Deed Document Number | 0001006681 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 JOSEPH CT, RADCLIFF, KY 40160-1992 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 102 JOSEPH CT, RADCLIFF, KY 40160-1992 |
| Document Number | 002588/245 |
|---|---|
| Date | Nov 06, 2025 |
| Book Page | 2588/245 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 JOSEPH CT, RADCLIFF, KY 40160-1992 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 102 JOSEPH CT, RADCLIFF, KY 40160-1992 |
| Document Number | 02481/1026 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 2481/1026 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 JOSEPH CT, RADCLIFF, KY 40160-1992 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2380/280 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 2380/280 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 147 Months |
| Due | Aug 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 102 JOSEPH CT, RADCLIFF, KY 40160-1992 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002230/0000001383 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 0000002230/0000001383 |
| Instrument | 180-00004522 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jan 01, 2033 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,873.00 (+39.78%) | $199,100 (+43.13%) Land $20,800 Building $178,300 | $199,100 (+43.13%) Land $20,800 Building $178,300 |
| 2023 | $139,100 (-) Land $20,800 Building $118,300 | $139,100 (-) Land $20,800 Building $118,300 | |
| 2022 | $139,100 Land $20,800 Building $118,300 | $139,100 Land $20,800 Building $118,300 | |
| 2021 | $1,340.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210930006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brandenburg Communications | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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