Madison County property record for 109 Jergee Dr, Richmond, KY 40475 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft |
| Lot Size | 0.184 acres (8,050 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $942 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010-0021-0012 |
| Primary APN | R010-0021-0012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,200 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 8,050 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 74523 |
|---|---|
| Street Address | 109 JERGEE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JERGEE PLACE LOT 12 |
| Legal Subdivision | JERGEE PLACE |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10301 |
Source: Madison County records · APN R010-0021-0012
Assessment roll updated December 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 JERGEE DR, RICHMOND, KY 40475-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 109 JERGEE DR, RICHMOND, KY 40475-1864 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|---|
| Address | 109 JERGEE DR, RICHMOND, KY 40475-1864 |
| Document Number | 0M2134/386 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | M2134/386 |
| Instrument | 2014077334 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2052 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $942.00 (+45.15%) Homeowner's exemption | $149,000 (+31.51%) | $149,000 (+31.51%) |
| 2023 | $649.00 (-8.33%) Homeowner's exemption | $113,300 (-) | $113,300 (-) |
| 2022 | $708.00 Homeowner's exemption | $113,300 | $113,300 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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