103 Jergee Dr, Richmond, KY 40475 Property Records

Madison County property record for 103 Jergee Dr, Richmond, KY 40475 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,239 sqft
Lot Size	0.231 acres (10,074 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2025)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R010-0021-0015`

Property Details

APN / Parcel Number

Primary APN	`R010-0021-0015`
Alternative APNs	`101340` `127328` `43292`

Interior

Stories	1 Story
Building Area	1,239 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	10,074 sqft (0.231 acres)
Garage Type	Attached
Garage Area	149 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	43292
Street Address	103 JERGEE DR
City	RICHMOND
State	KY
Zip	40475-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JERGEE PLACE LOT 15
Legal Subdivision	JERGEE PLACE
Legal Lot Number	15
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	10301

Owner

Source: Madison County records · APN R010-0021-0015

Assessment roll updated December 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 JERGEE DR, RICHMOND, KY 40475-1864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Mar 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU
Sep 06, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jun 07, 2022	Deed, Transfer
Jun 07, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Sep 06, 2022 · Amount on Record
Deed Document Number	202514260427
Deed Book / Page	867 / 483
Record Updated	Sep 20, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 14, 2025
Property Address	103 JERGEE DR, RICHMOND, KY 40475-1864
Document Number	00D867/483
Book / Page	D867 / 483
Map Reference	CAB 18 SL 228
Instrument Date	Apr 24, 2025
Instrument	2014260427
Transaction Type	Transfer
Record Updated	Dec 09, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4952 FRANKFORT RD, SHELBYVILLE, KY 40065-9484

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 JERGEE DR, RICHMOND, KY 40475-1864

Mortgage

Document Number	2014260429
Date	May 14, 2025
Instrument	2014260429

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2055

Mortgage

Document Number	0M2378/614
Date	May 14, 2025
Book Page	M2378/614
Instrument	2014260430

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2035

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	103 JERGEE DR, RICHMOND, KY 40475-1864
Transaction Type	Mortgage
Record Updated	Feb 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4952 FRANKFORT RD, SHELBYVILLE, KY 40065-9484

Mortgage

Document Number	0M2222/369
Date	Mar 17, 2023
Book Page	M2222/369
Instrument	2014136615

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2028
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Max Rate	10.2%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Sep 06, 2022
Property Address	103 JERGEE DR, RICHMOND, KY 40475-1864
Document Number	00D828/650
Book / Page	D828 / 650
Map Reference	CAB 18 SL 228
Instrument Date	Sep 02, 2022
Instrument	2014110293
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2108 PALMBROOKE CT, LEXINGTON, KY 40513-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JERGEE DR, RICHMOND, KY 40475-1864

Mortgage

Document Number	2014110295
Date	Sep 06, 2022
Instrument	2014110295

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 07, 2022
Property Address	103 JERGEE DR, RICHMOND, KY 40475-1864
Document Number	00D824/264
Book / Page	D824 / 264
Map Reference	CAB 18 SL 228
Instrument Date	Jun 03, 2022
Instrument	2014095226
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Tax	$127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 WOODLARK RD, VERSAILLES, KY 40383-9174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 PALMBROOKE CT, LEXINGTON, KY 40513-1125

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 07, 2022
Property Address	103 JERGEE DR, RICHMOND, KY 40475-1864
Document Number	00D824/261
Book / Page	D824 / 261
Map Reference	CAB 18 PG 228
Instrument Date	Jun 03, 2022
Instrument	2014095225
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Amount	Amount Recorded
Tax	$107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 JERGEE DR, RICHMOND, KY 40475-1864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 WOODLARK RD, VERSAILLES, KY 40383-9174
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 (+1.67%)	$193,500 (+4.59%)	$193,500 (+4.59%)
2023	$1,794.00 (+62.79%)	$185,000 (+63.28%)	$185,000 (+63.28%)
2022	$1,102.00	$113,300	$113,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 464 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

103 Jergee Dr, Richmond, KY 40475 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

March 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Jergee Dr

Nearby Streets

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