Carroll County property record for 109 Jay Ln, Eureka Springs, AR 72632
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,775 sqft · built 1993 |
| Lot Size | 0.316 acres (13,796 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jan 2024) |
| Tax Bill | $1,395 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 925-00047-007 |
| Primary APN | 925-00047-007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,775 sqft Living Area |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 887 sqft |
| Basement Area | 887 sqft |
| Unfinished Basement | 887 sqft |
| Flooring | Carpet |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,796 sqft (0.316 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 100 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 JAY LN |
|---|---|
| City | EUREKA SPRINGS |
| State | AR |
| Zip | 72632-3232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 REVISED |
| Legal Range | 26 |
| Legal Township | 20 |
| Legal Section | 16 |
| Legal Subdivision | VICTORIA WOODS |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL AR |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eureka Springs Historic District listed 1970 · 491 contributing resources · NRIS 70000118 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
109 Jay Ln is owned and occupied by two individuals who bought it in January 2024.
Source: Carroll County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC |
| Jan 30, 2024 | Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| May 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Oct 13, 2017 | Intrafamily Transfer, Transfer PCI ADVANCE TITLE LLC |
| May 4, 2017 | Warranty Deed, Transfer NOT AVAILABLE, MULTIPLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on File |
| Deed Sale | Jan 30, 2024 · Amount on File |
| Prior Sale | Oct 23, 2022 · Amount on File |
| Deed Document Number | 2024479 |
| Deed Book / Page | 2024 / 479 |
| Prior Transfer Date | Oct 10, 2017 |
| Prior Transfer Doc | 02017/2754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | May 19, 2026 |
| Property Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Document Number | 0000003185 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20263185 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Document Number | 0000003185, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20263185 |
| Name | IMPERIAL LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Jan 30, 2024 |
| Property Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Document Number | 2024R00000479 |
| Map Reference | CAB C SL 40 |
| Instrument Date | Jan 29, 2024 |
| Instrument | 2024R-00000479 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | KINGS RIVER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 WILD TURKEY DR, HOLIDAY ISLAND, AR 72631-5130 |
| Name | Verified Name |
|---|---|
| Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Document Number | 2024R00000480 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024R-00000480 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02017/2875 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 2017/2875 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL AR |
| Property Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/2875 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 2017/2875 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | Oct 13, 2017 |
| Property Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Document Number | 2017/2754 |
| Book / Page | 2017 / 2754 |
| Map Reference | CAB C SL 40 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | PCI ADVANCE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL AR |
| Recording Date | May 4, 2017 |
| Property Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
| Document Number | 2017/1207 |
| Book / Page | 2017 / 1207 |
| Map Reference | CAB C SL 40 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Tax | $419.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 JAY LN, 109, EUREKA SPRINGS, AR 72632-3232 |
| Name | Verified Name |
|---|---|
| Address | 109 JAY LN, EUREKA SPRINGS, AR 72632-3232 |
The 2025 property tax bill for 109 Jay Ln was $1,395 with a homeowner's exemption.
Source: Carroll County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Carroll County |
| Municipality | Eureka Springs City |
| Unified School District | Eureka Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,520 (-) Land $5,500 Building $34,020 | $197,600 (-) Land $27,500 Building $170,100 | |
| 2025 | $1,395.00 Homeowner's exemption | $39,520 Land $5,500 Building $34,020 | $197,600 Land $27,500 Building $170,100 |
| 2023 | $1,363.00 | $27,000 Land $4,840 Building $22,160 | $135,000 Land $24,200 Building $110,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Jay Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Jay Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 41% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUREKA SPRINGS WATERWORKS serves 4,053 people · EPA ID AR0000075 |
|---|---|
| Water Source | Purchased surface water from CARROLL-BOONE WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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