105 Jay Ln, Eureka Springs, AR 72632 Property Records

Carroll County property record for 105 Jay Ln, Eureka Springs, AR 72632

Property Summary

Property TypeSingle Family Home
Details1 ba · 844 sqft · built 1995
Lot Size0.302 acres (13,188 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jun 2005)
Tax Bill$280 (2025)
Deeds & MortgagesNov 2017 Mortgage
Feb 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN925-00047-005

Property Details

APN / Parcel Number

Primary APN925-00047-005
Alternative APNs
  • 53439.0
  • 22578

Interior

Full Baths1 Bath
Stories1 Story
Building Area844 sqft Living Area
1st Floor Area844 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeHip
Roof MaterialShingle
Lot Area13,188 sqft (0.302 acres)
Garage TypeAttached
Garage Area216 sqft
DrivewayConcrete Driveway
Driveway Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address105 JAY LN
CityEUREKA SPRINGS
StateAR
Zip72632-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 REVISED
Legal Range26
Legal Township20
Legal Section16
Legal SubdivisionVICTORIA WOODS
Legal Lot Number2
JurisdictionCARROLL AR
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1022
Census Tract950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Eureka Springs Historic District
listed 1970 · 491 contributing resources · NRIS 70000118

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Jay Ln is owned and occupied by an individual who bought it in June 2005.

Source: Carroll County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address105 JAY LN, EUREKA SPRINGS, AR 72632-3232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Feb 3, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Dec 2, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 7, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 21, 2005Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2005 · Amount on File
Deed SaleJun 21, 2005 · Amount on File
Prior SaleJun 21, 2005 · Amount on File
Deed Document Number2005167-1044
Deed Book / Page167 / 1044
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL AR
Property Address105 JAY LN, EUREKA SPRINGS, AR 72632-3232
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/7860
DateNov 21, 2017
Book Page2017/7860
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL AR
Property Address105 JAY LN, EUREKA SPRINGS, AR 72632-3232
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002020/739
DateFeb 3, 2020
Book Page2020/739
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL AR
Property Address105 JAY LN, EUREKA SPRINGS, AR 72632-3232
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 JAY LN, EUREKA SPRINGS, AR 72632-3232

Mortgage

Document Number2021/12911
DateDec 2, 2021
Book Page2021/12911
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term338 Months
DueFeb 1, 2050

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL AR
Property Address105 JAY LN, EUREKA SPRINGS, AR 72632-3232
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R00003130
DateJun 7, 2024
Instrument2024R-00003130
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2054

June 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARROLL AR
Recording DateJun 21, 2005
Property Address105 JAY LN, EUREKA SPRINGS, AR 72632-3232
Document NumberDEED167/1044
Book / PageDEED 167 / 1044
Map ReferenceCAB C SL40
Instrument DateJun 17, 2005
Instrument167-1044
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 SAY LN, EUREKA SPRINGS, AR 72632

Mortgage

Document Number0002190247
DateJun 21, 2005
Instrument219-0247
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueJun 15, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 105 Jay Ln was $280 with a homeowner's exemption.

Source: Carroll County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyCarroll County
MunicipalityEureka Springs City
Unified School DistrictEureka Springs School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,770 (-) Land $5,500 Building $20,270$128,850 (-) Land $27,500 Building $101,350
2025$280.00 Homeowner's exemption$25,770 Land $5,500 Building $20,270$128,850 Land $27,500 Building $101,350
2023$417.00 Homeowner's exemption$23,270 Land $4,840 Building $18,430$116,350 Land $24,200 Building $92,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Jay Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Jay Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 41% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUREKA SPRINGS WATERWORKS
serves 4,053 people · EPA ID AR0000075
Water SourcePurchased surface water from CARROLL-BOONE WATER DISTRICT
Last State InspectionSep 2024
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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