109 James Dr, Belmont, NC 28012 Property Records

Gaston County property record for 109 James Dr, Belmont, NC 28012

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,156 sqft · built 1965
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on File
Last Sale	$138,250 (Dec 2018)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Dec 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`15053A07800`

Property Details

APN / Parcel Number

Primary APN	`15053A07800`
Alternative APN	`188084`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,156 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	44,867 sqft (1.03 acres)
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 JAMES DR
City	BELMONT
State	NC
Zip	28012-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AMITY ACRES L 32 & P/33 15 053A 078 00 000
Legal Subdivision	AMITY ACRES SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1010
Census Tract	32405

Owner

Source: Gaston County records · APN 15053A07800

Assessment roll updated August 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	116 N NEW HOPE RD, GASTONIA, NC 28054-4755
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Aug 05, 2011 · Amount on Record
Deed Book / Page	5014 / 2164
Record Updated	Sep 20, 2026

December 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Dec 11, 2018
Property Address	109 JAMES DR, BELMONT, NC 28012-9588
Document Number	0050142164
Book / Page	005014 / 002164
Instrument Date	Dec 11, 2018
Transaction Type	Foreclosure
Record Updated	Jan 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$291.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 N NEW HOPE RD GASTONIA NC 280544755, GASTONIA, NC 28054-4755

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Belmont City
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (-1.04%)	$496,070 (-) Land $49,970 Building $446,100
2023	$5,283.00	$496,070 Land $49,970 Building $446,100
2021			$270,420 Land $44,420 Building $226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), as of September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710324051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 309 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0136015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BELMONT serves 17,477 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.