Gaston County property record for 106 James Dr, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,177 sqft · built 1965 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Mar 2017) |
| Tax Bill | $4,318 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15053A05700 |
| Primary APN | 15053A05700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,177 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 106 JAMES DR |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMITY ACRES L 29 15 053A 057 00 000 |
| Legal Subdivision | AMITY ACRES |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 32405 |
Source: Gaston County records · APN 15053A05700
Assessment roll updated August 19, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK |
| Jun 15, 2020 | Intrafamily Transfer, Transfer · Construction Mortgage BELMONT SAVINGS BANK SSB |
| Mar 08, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Mar 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage BELMONT FSLA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 08, 2017 · Amount on Record |
| Deed Sale | Mar 08, 2017 · Amount on Record |
| Prior Sale | Jun 12, 1967 |
| Deed Book / Page | 4899 / 223 |
| Last Transfer Date | Jun 12, 2020 |
| Transfer Doc | 0051301040 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 06, 2026 |
| Property Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Document Number | 0056381349 |
| Book / Page | 5638 / 1349 |
| Instrument Date | May 01, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Document Number | 5638001349, |
|---|---|
| Date | May 06, 2026 |
| Book Page | 5638/1349 |
| Name | BELMONT SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 24, 2046 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 15, 2020 |
| Property Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Document Number | 0051301040 |
| Book / Page | 5130 / 1040 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Document Number | 51301043 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 5130/1043 |
| Name | BELMONT SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 08, 2017 |
| Property Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Document Number | 0048990220 |
| Book / Page | 004899 / 000220 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 JAMES DR BELMONT NC 28012, BELMONT, NC 28012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 08, 2017 |
| Property Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Document Number | 0048990223 |
| Book / Page | 4899 / 0223 |
| Map Reference | MB 13 PG 17 |
| Instrument Date | Mar 08, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 JAMES DR, BELMONT, NC 28012-9588 |
| Document Number | 48990225 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 4899/0225 |
| Name | BELMONT FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,318.00 (-1.05%) | $409,770 (-) Land $42,000 Building $367,770 | |
| 2023 | $4,364.00 | $409,770 Land $42,000 Building $367,770 | |
| 2021 | $236,250 Land $37,500 Building $198,750 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710324051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 309 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF BELMONT serves 17,477 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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