109 Indiana Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 109 Indiana Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,260 sqft · built 1910
Lot Size	0.162 acres (7,072 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2025)
Tax Bill	$598 (2026)
Deeds & Mortgages	Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`060-0010-02840`

Property Details

APN / Parcel Number

Primary APN	`060-0010-02840`
Alternative APNs	`1100207` `1180881`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,260 sqft Gross Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal
Construction Type	Frame
Lot Area	7,072 sqft (0.162 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1180881
Street Address	109 INDIANA AVE W
City	GILBERT
State	MN
Zip	55741-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 14 AND LOT 15 EX NLY 5 FT SERIAL #
Legal Subdivision	GILBERT
Legal Block	12
Legal Lot Number	14-15
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2051
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 INDIANA AVE W, GILBERT, MN 55741-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20251507691
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0001396527
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 20, 2020
Property Address	109 INDIANA AVE W, GILBERT, MN 55741-5224
Document Number	00A1396530
Instrument Date	Sep 14, 2020
Instrument	A1396530
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 INDIANA AVE W GILBERT MN 55741, GILBERT, MN 55741

Mortgage

Document Number	A1396531
Date	Nov 20, 2020
Instrument	A1396531

Lender

Name	FIRST NAT'L BK/GILBERT
Type	Bank
Address	GILBERT, MN 55741

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$598.00 (-0.99%) Homeowner's exemption
2025	$604.00 (-12.72%) Homeowner's exemption	$110,900 (+29.86%) Land $9,500 Building $101,400	$110,900 (+29.86%) Land $9,500 Building $101,400
2024	$692.00	$85,400 (+3.26%) Land $7,500 Building $77,900	$85,400 (+3.26%) Land $7,500 Building $77,900
2022		$82,700 Land $6,700 Building $76,000	$82,700 Land $6,700 Building $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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