104 Indiana Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 104 Indiana Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 746 sqft · built 1908
Lot Size	0.248 acres (10,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,000 (Oct 2023)
Tax Bill	$762 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-0010-03080`

Property Details

APN / Parcel Number

Primary APN	`060-0010-03080`
Alternative APNs	`1053154` `1156046`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	746 sqft Gross Area
1st Floor Area	504 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Metal
Construction Type	Frame
Lot Area	10,807 sqft (0.248 acres)
Garage Area	1,168 sqft

Exterior Amenities

Porch	Porch
Porch Area	576 sqft
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1156046
Street Address	104 INDIANA AVE W
City	GILBERT
State	MN
Zip	55741-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 9 10 INC LOTS 8 9 10 BLK 13 2NDADD SERIAL #
Legal Subdivision	SECOND ADDITION TO GILBERT
Legal Block	13
Legal Lot Number	8-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2050
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 INDIANA AVE W, GILBERT, MN 55741-5225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHRIDGE COMMUNITY CU
Jun 25, 2018	Warranty Deed, Transfer · Conventional with PMI NORTHSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	20231475631
Prior Transfer Date	Nov 10, 2011
Prior Transfer Doc	0001177127
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2023
Property Address	104 INDIANA AVE W, GILBERT, MN 55741-5225
Document Number	0001475631
Instrument Date	Sep 22, 2023
Instrument	1475631
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	104 INDIANA AVE W, GILBERT, MN 55741-5225

Mortgage

Document Number	0001475632
Date	Oct 6, 2023
Instrument	1475632

Lender

Name	NORTHRIDGE COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2028

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 25, 2018
Property Address	104 INDIANA AVE W, GILBERT, MN 55741-5225
Document Number	00A1335212
Instrument Date	Jun 15, 2018
Instrument	A1335212
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 INDIANA AVE W GILBERT MN 557415225, GILBERT, MN 55741-5225

Mortgage

Document Number	A1335213
Date	Jun 25, 2018
Instrument	A1335213

Lender

Name	NORTHSTAR CU
Type	Credit Union
Address	COOK, MN 55723

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$762.00 (+6.72%) Homeowner's exemption
2025	$714.00 (+56.58%) Homeowner's exemption	$118,700 (+25.87%) Land $14,900 Building $103,800	$118,700 (+25.87%) Land $14,900 Building $103,800
2024		$94,300 (+60.65%) Land $11,800 Building $82,500	$94,300 (+60.65%) Land $11,800 Building $82,500
2023	$456.00 Homeowner's exemption
2022		$58,700 Land $9,900 Building $48,800	$58,700 Land $9,900 Building $48,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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