109 High Point Rd, Moneta, VA 24121 Property Records

Bedford County property record for 109 High Point Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1994
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$219,500 (Feb 2025)
Tax Bill	$494 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage Feb 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`232E 2 3 65`

Property Details

APN / Parcel Number

Primary APN	`232E 2 3 65`
Alternative APNs	`23268100` `466495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Deck Area	392 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	109 HIGH POINT RD
City	MONETA
State	VA
Zip	24121-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDERNEST LT65 BK 3 SC B
Legal Subdivision	WILDERNEST
Legal Block	3
Legal Lot Number	65
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1033
Census Tract	30504

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 HIGH POINT RD, MONETA, VA 24121-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2018	Warranty Deed, Transfer · Commercial Mortgage HOMETRUST BANK
Feb 22, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	20251122
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	0000010195
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 18, 2018
Property Address	109 HIGH POINT RD, MONETA, VA 24121
Document Number	0180004540
Instrument Date	May 3, 2018
Instrument	180004540
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	COLONIAL TITLE AND SETTLEMENT AGENCY, COLONIAL TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20026, ROANOKE, VA 24018-0003

Mortgage

Document Number	0180004541
Date	May 18, 2018
Instrument	180004541

Lender

Name	HOMETRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 22, 2018
Property Address	109 HIGH POINT RD, MONETA, VA 24121
Document Number	0180001580
Instrument Date	Feb 19, 2018
Instrument	180001580
Transaction Type	Foreclosure
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$494.00	$120,700 (+1%) Land $40,000 Building $80,700
2023	$494.00 Additional exemption filed	$60,350	$120,700 Land $40,000 Building $80,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ZiTEL Fiber	960 / 960

May also be available: SMLW Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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