Bedford County property record for 105 High Point Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,640 (Jul 2016) |
| Tax Bill | $806 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 232E 2 3 66 |
| Primary APN | 232E 2 3 66 |
|---|---|
| Alternative APNs |
|
| Lot Area | 50,965 sqft (1.17 acres) |
|---|
| Account Number | 490353 |
|---|---|
| Street Address | 105 HIGH POINT RD |
| City | MONETA |
| State | VA |
| Zip | 24121-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDERNEST LT66 BK 3 SC B |
| Legal Subdivision | WILDERNEST |
| Legal Block | 3 |
| Legal Lot Number | 66 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30504 |
105 High Point Rd is owned and occupied by an individual who bought it in July 2016.
Source: Bedford County records, as of August 14, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 HIGH POINT RD, MONETA, VA 24121-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC |
| Sep 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2016 · Amount on File |
| Deed Sale | Jul 5, 2016 · Amount on File |
| Prior Sale | Feb 25, 2016 · Amount on File |
| Deed Document Number | 160005924 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 105 HIGH POINT RD, MONETA, VA 24121-2900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 HIGH POINT RD, MONETA, VA 24121-2900 |
| Document Number | 0250010876 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 250010876 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate | 5.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 105 HIGH POINT RD, MONETA, VA 24121-2900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230007341 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 230007341 |
| Name | THE FEDERAL SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $806.00 Additional exemption filed | $98,300 | $196,600 Land $40,000 Building $156,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 High Point Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 High Point Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| ZiTEL Fiber | 960 / 960 |
May also be available: SMLW Broadband, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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