109 Gregory Ct, Grandy, NC 27939 Property Records

Currituck County property record for 109 Gregory Ct, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 2003
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2025)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`9922-22-9803`

Property Details

APN / Parcel Number

Primary APN	`9922-22-9803`
Alternative APNs	`107B00A00380004` `000133191` `000170389` `9922-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,998 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	132 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000170389
Street Address	109 GREGORY CT
City	GRANDY
State	NC
Zip	27939-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	WALNUT ISLAND-BLOCK A,LOT 38,SECT. 4
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	A
Legal Lot Number	38
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	179 PURUS ST, PUNTA GORDA, FL 33983-4229
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 25, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Apr 25, 2024 · Amount on Record
Deed Document Number	2025397825
Deed Book / Page	1824 / 251
Prior Transfer Date	Nov 14, 2023
Prior Transfer Doc	0000387131
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 17, 2025
Property Address	109 GREGORY CT, GRANDY, NC 27939-9743
Document Number	0018240251
Book / Page	1824 / 251
Map Reference	MB 3 PG 47D
Instrument Date	Aug 18, 2025
Instrument	397825
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 SEAWARD CT, GRANDY, NC 27939-9632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 PURUS ST, PUNTA GORDA, FL 33983-4229

Mortgage

Document Number	0000397826
Date	Sep 17, 2025
Instrument	397826

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	13.1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 25, 2024
Property Address	109 GREGORY CT, GRANDY, NC 27939-9743
Document Number	0017680322
Book / Page	1768 / 322
Map Reference	MB 3 PG 47D
Instrument Date	Apr 19, 2024
Instrument	388686
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 CEDAR POINT CRES, YORKTOWN, VA 23692-3535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SEAWARD CT, GRANDY, NC 27939-9632

Mortgage

Document Number	0000388687
Date	Apr 25, 2024
Instrument	388687

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+0.77%)	$282,700 (-) Land $79,200 Building $203,500
2024	$2,071.00 (+9.75%)	$282,700 (-) Land $79,200 Building $203,500
2023	$1,887.00	$282,700 Land $79,200 Building $203,500	$282,700 (-) Land $79,200 Building $203,500
2021			$282,700 Land $79,200 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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