106 Gregory Ct, Grandy, NC 27939 Property Records

Currituck County property record for 106 Gregory Ct, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,288 sqft · built 1977
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on File
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`9922-32-0680`

Property Details

APN / Parcel Number

Primary APN	`9922-32-0680`
Alternative APNs	`107B00A00420004` `000208871` `9922-32`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,288 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	146 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000208871
Street Address	106 GREGORY CT
City	GRANDY
State	NC
Zip	27939-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	WALNUT ISLAND - SECT. 4 BLOCK NO. A LOT NO. 42
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	A
Legal Lot Number	42
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

Source: Currituck County records · APN 9922-32-0680

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	344 FOLLY RD, SUNBURY, NC 27979-9407
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 18, 2010
Transfer Doc	0011280141
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Jul 24, 2026
Property Address	106 GREGORY CT, GRANDY, NC 27939-9743
Document Number	0000404575
Book / Page	1866 / 857
Instrument Date	Jul 16, 2026
Instrument	2026404575
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 FOLLY RD, SUNBURY, NC 27979-9407

Mortgage

Document Number	0000404575,
Date	Jul 24, 2026
Book Page	1866/857
Instrument	2026404575

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (+0.5%)	$249,500 (-) Land $63,300 Building $186,200
2024	$1,802.00 (+9.61%)	$249,500 (-) Land $63,300 Building $186,200
2023	$1,644.00 (+18.61%)	$249,500 (-) Land $63,300 Building $186,200	$249,500 (-) Land $63,300 Building $186,200
2022	$1,386.00	$249,500 Land $63,300 Building $186,200	$249,500 (-) Land $63,300 Building $186,200
2021			$249,500 Land $63,300 Building $186,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.