109 Gentry Dr, Guyton, GA 31312 Property Records

Effingham County property record for 109 Gentry Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,694 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$232,400 (Jun 2018)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0395A-048-000`

Property Details

APN / Parcel Number

Primary APN	`0395A-048-000`
Alternative APNs	`0395A048` `12009`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,694 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12009
Street Address	109 GENTRY DR
City	GUYTON
State	GA
Zip	31312-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 48 (OUT 395-8)
Legal Subdivision	GREYSTONE
Legal Lot Number	48
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4030
Census Tract	30301

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 GENTRY DR, GUYTON, GA 31312-5819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage STATE BANK & TRUST CO
Jul 9, 2018	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING
Nov 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jun 8, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Sep 15, 2016 · Amount on Record
Deed Document Number	20181464
Deed Book / Page	2476 / 186
Last Transfer Date	Jul 29, 2024
Transfer Doc	002924/389
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 GENTRY DR, GUYTON, GA 31312-5819
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002426/931
Date	Sep 7, 2017
Book Page	2426/931
Instrument	008195

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 1, 2018

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 GENTRY DR, GUYTON, GA 31312-5819
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002476/188
Date	Jul 9, 2018
Book Page	2476/188
Instrument	005895

Lender

Name	STEARNS LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 GENTRY DR, GUYTON, GA 31312-5819
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GENTRY DR, GUYTON, GA 31312-5819

Mortgage

Document Number	0000002745/0000000964
Date	Nov 30, 2021
Book Page	0000002745/0000000964
Instrument	014395

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 8, 2018
Property Address	109 GENTRY DR, GUYTON, GA 31312-5819
Document Number	002476/186
Book / Page	2476 / 186
Instrument Date	Jun 8, 2018
Instrument	2018-001464
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GENTRY DR, GUYTON, GA 31312-5819

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,803.00 (+874.24%) Homeowner's exemption	$146,126 (-1.16%) Land $22,800 Building $123,326	$365,314 (-1.16%) Land $57,000 Building $308,314
2024	$493.00 (+14.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$147,840 (+8.15%) Land $22,800 Building $125,040	$369,599 (+8.15%) Land $57,000 Building $312,599
2023	$432.00 (-15.95%) Homeowner's exemption	$136,702 (+6.39%) Land $22,000 Building $114,702	$341,754 (+6.39%) Land $55,000 Building $286,754
2022	$514.00 Homeowner's exemption	$128,486 Land $19,000 Building $109,486	$321,216 Land $47,500 Building $273,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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