Santa Cruz County property record for 109 Ford St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1909 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $610,000 (Apr 2007) |
| Tax Bill | $10,374 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-141-06 |
| Primary APN | 018-141-06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,648 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,505 sqft (0.333 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 FORD ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 110302 |
109 Ford St is owned by a company that bought it in April 2007.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 114 FORD ST, WATSONVILLE, CA 95076-4206 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2007 · Amount on File |
| Deed Sale | Apr 18, 2007 · Amount on File |
| Prior Sale | Oct 20, 1994 · Amount on File |
| Deed Document Number | 200721519 |
| Prior Transfer Date | Apr 30, 1996 |
| Prior Transfer Doc | 0000026300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 9, 2026 |
| Property Address | 109 FORD ST, WATSONVILLE, CA 95076-4205 |
| Document Number | 0000000574 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026-0000574 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 114 FORD ST, WATSONVILLE, CA 95076-4206 |
The 2025 property tax bill for 109 Ford St was $10,374.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $836,619 (+2%) Land $500,171 Building $336,448 | ||
| 2025 | $10,374.00 Homeowner's exemption | $820,215 Land $490,364 Building $329,851 | |
| 2023 | $8,705.00 (+2.3%) Homeowner's exemption | $746,209 Land $445,259 Building $300,950 | $563,130 |
| 2022 | $8,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Ford St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Ford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Verizon.
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