108 Ford St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 108 Ford St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,318 sqft · built 1879
Lot Size	0.128 acres (5,576 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2020)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-111-08`

Property Details

APN / Parcel Number

Primary APN	`018-111-08`
Alternative APN	`018-111-08-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	3,318 sqft Living Area
Gross Area	4,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,576 sqft (0.128 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 FORD ST
City	WATSONVILLE
State	CA
Zip	95076-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2001
Census Tract	110302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 FORD ST, WATSONVILLE, CA 95076-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Sep 4, 2018	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES
Sep 10, 2018	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 10, 2018	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on Record
Deed Sale	Jun 9, 2020 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	202019959
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	0000019959
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 9, 2020
Property Address	108 FORD ST, WATSONVILLE, CA 95076-4206
Document Number	0000019959
Instrument Date	Jun 1, 2020
Instrument	2020-0019959
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 FORD ST, WATSONVILLE, CA 95076-4206

Mortgage

Document Number	0000019960
Date	Jun 9, 2020
Instrument	2020-0019960

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 4, 2018
Property Address	108 FORD ST, WATSONVILLE, CA 95076-4206
Document Number	0000026968
Instrument Date	Aug 21, 2018
Instrument	26968
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 FORD ST WATSONVILLE CA 950764206, WATSONVILLE, CA 95076-4206

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2018
Property Address	108 FORD ST, WATSONVILLE, CA 95076-4206
Document Number	0000027632
Instrument Date	Aug 14, 2018
Instrument	2018-0027632
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AMROCK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 FORD ST, WATSONVILLE, CA 95076-4206

Mortgage

Document Number	0000027634
Date	Sep 10, 2018
Instrument	2018-0027634

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 10, 2018
Property Address	108 FORD ST, WATSONVILLE, CA 95076-4206
Document Number	0000027633
Instrument Date	Aug 14, 2018
Instrument	27633
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	108 FORD ST WATSONVILLE CA 950764206, WATSONVILLE, CA 95076-4206

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,425 (+2%) Land $159,923 Building $342,502
2025	$6,476.00 (+13.2%)	$492,574 (+4.04%) Land $156,788 Building $335,786
2023	$5,721.00 (+75.54%)	$473,446 Land $150,699 Building $322,747	$507,420
2022	$3,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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