108 Flanders Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 108 Flanders Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,518 sqft · built 1900
Lot Size	1.25 acres (54,810 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 1994)
Tax Bill	$6,545 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`ELYM M:021.1 B:00055 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:021.1 B:00055 L:00000`
Alternative APN	`4177`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	1,109 sqft
Basement Area	428 sqft
Unfinished Basement	428 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,810 sqft (1.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4177
Street Address	108 FLANDERS RD
City	NIANTIC
State	CT
Zip	06357-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	55
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1017
Census Tract	870701

Owner

Source: East Lyme Town records · APN ELYM M:021.1 B:00055 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 FLANDERS RD, NIANTIC, CT 06357-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 1994 · Amount on Record
Deed Sale	Jul 15, 1994 · Amount on Record
Deed Book / Page	377 / 149
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	108 FLANDERS RD, NIANTIC, CT 06357-1527
Document Number	984-381
Book / Page	000984 / 000381
Transaction Type	Mortgage
Record Updated	Sep 05, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 FLANDERS RD NIANTIC CT 063571527, NIANTIC, CT 06357-1527

Mortgage

Document Number	984-381
Date	Jul 31, 2017
Book Page	000984/000381

Lender

Name	DIME BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,545.00	$233,660 (-) Land $132,720 Building $100,940	$163,562 Land $92,904 Building $70,658
2024	$6,545.00 (+12.59%)
2023	$5,813.00 (+4.36%)	$233,660 (-) Land $132,720 Building $100,940
2022	$5,570.00	$233,660 Land $132,720 Building $100,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 3% of the US · above 4% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.