109 Fairhaven Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 109 Fairhaven Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,668 sqft · built 2022
Lot Size	0.578 acres (25,186 sqft)
Owner	Individual Name on Record
Last Sale	$827,000 (Nov 2022)
Tax Bill	$8,306 (2023)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-0012-25`

Property Details

APN / Parcel Number

Primary APN	`3-0012-25`
Alternative APNs	`CUMB M:024 B:0439 L:000` `1-0013-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,668 sqft Living Area
Gross Area	5,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,186 sqft (0.578 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3-0012-25
Street Address	109 FAIRHAVEN RD
City	CUMBERLAND
State	RI
Zip	02864-4743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:439 CITY/MUNI/TWP:CUMBERLAND
Legal Block	439
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2036
Census Tract	11404

Owner

Source: Cumberland Town records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 FAIRHAVEN RD, CUMBERLAND, RI 02864-4743
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
May 11, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	May 11, 2021
Deed Document Number	0001944272
Deed Book / Page	1944 / 272
Record Updated	Jun 7, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 7, 2022
Property Address	109 FAIRHAVEN RD, CUMBERLAND, RI 02864-4743
Document Number	001944-272
Book / Page	1944 / 272
Instrument Date	Nov 7, 2022
Instrument	136137
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000136138
Date	Nov 7, 2022
Instrument	136138

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 11, 2021
Property Address	109 FAIRHAVEN RD, CUMBERLAND, RI 02864-4743
Document Number	001888-593
Book / Page	1888 / 593
Instrument Date	May 10, 2021
Instrument	124047
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 STEERE RD, CUMBERLAND, RI 02864-4735

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$8,306.00 (+9.38%)	$714,800 (+41.1%) Land $203,400 Building $511,400
2022	$7,594.00	$506,600 Land $126,300 Building $380,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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