109 Ely St, Elizabeth, NJ 07202 Property Records

Union County and Elizabeth City property record for 109 Ely St, Elizabeth, NJ 07202

Property Summary

Property Type	Single Family Home
Details	2,208 sqft · built 1900
Lot Size	0.059 acres (2,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jan 2026)
Tax Bill	$9,159 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 00006-0000-00308`

Property Details

APN / Parcel Number

Primary APN	`04 00006-0000-00308`
Alternative APNs	`04-00449-0000-00017` `040000600308`

Interior

Stories	2 Stories
Building Area	2,208 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	2,548 sqft (0.059 acres)
Lot Dimensions	89 ft deep x 42 ft wide

Location & Zoning

Old Parcel Number	0400006000000308
Street Address	109 ELY ST
City	ELIZABETH
State	NJ
Zip	07202-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	EUGENE ELY
Legal Block	449
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1002
Census Tract	30704

Owner

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 ELY ST, ELIZABETH, NJ 07202-3411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 9, 2021	Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Aug 18, 2025 · Amount on Record
Deed Document Number	202651971
Deed Book / Page	6606 / 248
Prior Transfer Date	Apr 10, 2007
Prior Transfer Doc	0056450634
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 5, 2026
Property Address	109 ELY ST, ELIZABETH, NJ 07202-3411
Document Number	0066060248
Book / Page	6606 / 248
Instrument Date	Dec 10, 2025
Instrument	51971
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 MORRISTOWN RD, ELIZABETH, NJ 07208-1316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ELY ST, ELIZABETH, NJ 07202-3411

Mortgage

Document Number	0000087165
Date	Jan 5, 2026
Instrument	87165

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 9, 2021
Property Address	109 ELY ST, ELIZABETH, NJ 07202-3411
Document Number	0064242754
Book / Page	6424 / 2754
Instrument Date	Jul 28, 2021
Instrument	7907
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1048 LORRAINE AVE, UNION, NJ 07083-7007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ELY ST, ELIZABETH, NJ 07202-3411

Mortgage

Document Number	0000018263
Date	Aug 9, 2021
Instrument	18263

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,100 (-) Land $147,600 Building $306,500	$454,100 (-) Land $147,600 Building $306,500
2025	$9,159.00 (+4.84%)	$454,100 (+1,327.99%) Land $147,600 Building $306,500	$454,100 (+1,327.99%) Land $147,600 Building $306,500
2024	$8,736.00 (-10.16%)
2023		$31,800 Land $6,900 Building $24,900	$31,800 Land $6,900 Building $24,900
2022	$9,724.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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