108 Ely St, Elizabeth, NJ 07202 Property Records

Union County and Elizabeth City property record for 108 Ely St, Elizabeth, NJ 07202

Property Summary

Property Type	Single Family Home
Details	2,440 sqft · built 1900
Lot Size	0.051 acres (2,200 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Apr 2010)
Tax Bill	$9,091 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04 00006-0000-00298`

Property Details

APN / Parcel Number

Primary APN	`04 00006-0000-00298`
Alternative APNs	`04-00448-0000-00052` `040000600298`

Interior

Stories	2 Stories
Building Area	2,440 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	2,200 sqft (0.051 acres)
Lot Dimensions	88 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0400006000000298
Street Address	108 ELY ST
City	ELIZABETH
State	NJ
Zip	07202-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	ELIZABETH NJ
Legal Block	448
Legal Lot Number	52
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1001
Census Tract	30704

Owner

Source: Union County and Elizabeth City records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	352 MILTONIA ST, LINDEN, NJ 07036-5064
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC
May 16, 2022	Deed, Transfer · FHA Mortgage GENNEXT FUNDING LLC
Nov 2, 2020	Loan Modification, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2010 · Amount on Record
Deed Sale	Apr 6, 2010 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	2010213793
Deed Book / Page	5810 / 59
Last Transfer Date	Jul 21, 2026
Transfer Doc	0000056590
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Jul 24, 2026
Property Address	108 ELY ST, ELIZABETH, NJ 07202-3412
Document Number	0000056590
Book / Page	6626 / 2515
Instrument Date	Jul 21, 2026
Instrument	202656590
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	352 MILTONIA ST, LINDEN, NJ 07036-5064

Mortgage

Document Number	0000095181,
Date	Jul 24, 2026
Instrument	202695181

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 16, 2022
Property Address	108 ELY ST, ELIZABETH, NJ 07202-3412
Document Number	0064640182
Book / Page	6464 / 182
Instrument Date	May 6, 2022
Instrument	18125
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1412 SHERWOOD RD, LINDEN, NJ 07036-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ELY ST, ELIZABETH, NJ 07202-3412

Mortgage

Document Number	0000037328
Date	May 16, 2022
Instrument	37328

Lender

Name	GENNEXT FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	108 ELY ST, ELIZABETH, NJ 07202-3412
Document Number	0148122716
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ELY ST ELIZABETH NJ 072023412, ELIZABETH, NJ 07202-3412

Mortgage

Document Number	0148122716
Date	Nov 12, 2020
Book Page	014812/002716
Instrument	703338

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,700 (-) Land $143,400 Building $307,300	$450,700 (-) Land $143,400 Building $307,300
2025	$9,091.00 (+4.84%)	$450,700 (+1,470.38%) Land $143,400 Building $307,300	$450,700 (+1,470.38%) Land $143,400 Building $307,300
2024	$8,671.00 (-1.2%)
2023		$28,700 Land $6,400 Building $22,300	$28,700 Land $6,400 Building $22,300
2022	$8,776.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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