Pender County property record for 109 Elsie Dr, Hampstead, NC 28443
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1999 |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jul 2021) |
| Tax Bill | $1,481 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4213-49-2135-0000 |
| Primary APN | 4213-49-2135-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Manufactured |
| Foundation Type | Raised |
| Lot Area | 19,907 sqft (0.457 acres) |
| Terrain | Rolling |
| Deck Area | 32 sqft |
|---|---|
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000042918 |
|---|---|
| Old Parcel Number | 4213 49 2135 0000 |
| Street Address | 109 ELSIE DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2606 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | PD |
| Legal Description | LT 185 PB 12/19 |
| Legal Subdivision | TOPSAIL PLANTATION |
| Legal Lot Number | 185 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 920201 |
109 Elsie Dr, a mobile home, is owned and occupied by an individual who bought it in July 2021.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 109 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 10, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE |
| Aug 25, 2017 | Warranty Deed, Transfer · Construction Mortgage RIDICULOUSLY AMAZING LLC |
| Jul 19, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Jan 10, 2019 · Amount on File |
| Deed Document Number | 0024804759 |
| Deed Book / Page | 2480 / 4759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 27, 2021 |
| Property Address | 109 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0047592459 |
| Book / Page | 4759 / 2459 |
| Instrument Date | Jul 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5782 RALEIGH RD, 5782, BENSON, NC 27504-7135 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 21, HAMPSTEAD, NC 28443-0021 |
| Document Number | 0047592462 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 4759/2462 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 10, 2019 |
| Property Address | 109 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0046771251 |
| Book / Page | 004677 / 001251 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 20044509 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 ELSIE DR HAMPSTEAD NC 284432606, HAMPSTEAD, NC 28443-2606 |
| Document Number | 46771253 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 004677/001253 |
| Instrument | 20044510 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 25, 2017 |
| Property Address | 109 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0046492797 |
| Book / Page | 004649 / 002797 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 20027750 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $198.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 72 MEDINA CT HAMPSTEAD NC 284436203, HAMPSTEAD, NC 28443-6203 |
| Document Number | 46492801 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 004649/002801 |
| Instrument | 20027751 |
| Name | RIDICULOUSLY AMAZING LLC |
|---|---|
| Address | 153 CORNEL LN, HAMPSTEAD, NC 28443-7230 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 24, 2018 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 19, 2017 |
| Property Address | 109 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0046471831 |
| Book / Page | 004647 / 001831 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 20026352 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 153 CORNEL LN HAMPSTEAD NC 284437230, HAMPSTEAD, NC 28443-7230 |
The 2025 property tax bill for 109 Elsie Dr was $1,481.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,481.00 | $290,971 Land $64,275 Building $226,696 | $290,971 Land $64,275 Building $226,696 |
| 2023 | $138,517 (-) Land $55,323 Building $83,194 | $138,517 (-) Land $55,323 Building $83,194 | |
| 2022 | $1,373.00 | $138,517 Land $55,323 Building $83,194 | $138,517 Land $55,323 Building $83,194 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Elsie Dr in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Elsie Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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