Pender County property record for 105 Elsie Dr, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,989 sqft · built 2015 |
| Lot Size | 0.578 acres (25,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,000 (Sep 2019) |
| Tax Bill | $2,408 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4213-49-3328-0000 |
| Primary APN | 4213-49-3328-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 25,178 sqft (0.578 acres) |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Porch | Porch |
| Porch Area | 65 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000030465 |
|---|---|
| Old Parcel Number | 4213 49 3328 0000 |
| Street Address | 105 ELSIE DR |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 178 PB 12/20 |
| Legal Subdivision | TOPSAIL PLANTATION |
| Legal Lot Number | 178 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 920201 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Sep 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Dec 14, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Feb 25, 2016 · Amount on Record |
| Deed Document Number | 0009234694 |
| Deed Book / Page | 923 / 4694 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047832578 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 4783/2578 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 27, 2019 |
| Property Address | 105 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0046940923 |
| Book / Page | 4694 / 0923 |
| Map Reference | MB 12 PG 20 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 DRAKE ROAD, 107, CLARKTON, NC 28433 |
| Name | Verified Name |
|---|---|
| Address | 105 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0004694925 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 4694/925 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 105 ELSIE DR, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0046761730 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 105 ELSIE DR HAMPSTEAD NC 284432606, HAMPSTEAD, NC 28443-2606 |
| Document Number | 0046761730 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 004676/001730 |
| Instrument | 20043936 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,408.00 (+16.84%) | $486,001 (+119.71%) Land $73,350 Building $412,651 | $486,001 (+119.71%) Land $73,350 Building $412,651 |
| 2023 | $221,199 (-) Land $56,609 Building $164,590 | $221,199 (-) Land $56,609 Building $164,590 | |
| 2022 | $2,061.00 | $221,199 Land $56,609 Building $164,590 | $221,199 Land $56,609 Building $164,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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