McLennan County property record for 109 Elaine Dr, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,420 sqft · built 1976 |
| Lot Size | 0.758 acres (33,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-003000-004700-5 |
| Primary APN | 30-003000-004700-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,676 sqft |
| 1st Floor Area | 1,420 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 33,000 sqft (0.758 acres) |
| Lot Dimensions | 330 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 256 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 16 sqft |
| Patio Area | 198 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 ELAINE DR |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-9752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSES ROLLING ACRES LOT 36 BLOCK B ACRES .7576 |
| Legal Subdivision | MOSES ROLLING ACRES |
| Legal Block | B |
| Legal Lot Number | 36 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MOODY-LORENA |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 3801 |
109 Elaine Dr is owned and occupied by an individual.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 ELAINE DR, LORENA, TX 76655-9752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 109 ELAINE DR, LORENA, TX 76655-9752 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 109 ELAINE DR, LORENA, TX 76655-9752 |
| Document Number | 0000036130 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022036130 |
| Name | EDUCATORS CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 28, 2032 |
The 2025 property tax bill for 109 Elaine Dr was $1,016 with a homeowner's exemption, down 12.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,644 (+1%) | $232,253 (+12.19%) Land $35,640 Building $196,613 | |
| 2025 | $1,016.00 (-12.34%) Homeowner's exemption | $178,767 Land $32,340 Building $174,680 | $207,020 Land $32,340 Building $174,680 |
| 2024 | $1,159.00 | ||
| 2023 | $165,000 Land $28,050 Building $136,950 | $165,000 Land $28,050 Building $136,950 | |
| 2022 | $982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Elaine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Elaine Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044 |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures