107 Elaine Dr, Lorena, TX 76655 Property Records

McLennan County property record for 107 Elaine Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 1977
Lot Size	0.758 acres (33,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,600 (May 2022)
Tax Bill	$1,198 (2022)
Deeds & Mortgages	Mar 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-003000-004600-9`

Property Details

APN / Parcel Number

Primary APN	`30-003000-004600-9`
Alternative APNs	`3000300000460090111` `128826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,674 sqft
1st Floor Area	1,274 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	33,000 sqft (0.758 acres)
Lot Dimensions	330 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 ELAINE DR
City	LORENA
State	TX
Zip	76655-9752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSES ROLLING ACRES LOT 35 BLOCK B ACRES .7576
Legal Subdivision	MOSES ROLLING ACRES
Legal Block	B
Legal Lot Number	35
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	107 ELAINE DR, LORENA, TX 76655-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 27, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 9, 2018	Warranty Deed, Transfer NATIONAL UNITED
Jan 29, 2018	Warranty Deed, Transfer
Mar 19, 2015	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Jan 29, 2018
Deed Document Number	202221623
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	0000013985
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	107 ELAINE DR, LORENA, TX 76655-9752
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008132
Date	Mar 23, 2023
Instrument	2023008132

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 27, 2022
Property Address	107 ELAINE DR, LORENA, TX 76655-9752
Document Number	0000021623
Map Reference	VOL 1170 PG 145
Instrument Date	May 27, 2022
Instrument	2022021623
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 RICHARDSON RD, 189, BRUCEVILLE, TX 76630-3418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ELAINE DR, LORENA, TX 76655-9752

Mortgage

Document Number	0000021624
Date	May 27, 2022
Instrument	2022021624

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 9, 2018
Property Address	107 ELAINE DR, LORENA, TX 76655-9752
Document Number	0000011264
Instrument Date	Apr 6, 2018
Instrument	11264
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	FIRST TITLE COMPANY/WACO LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6191 ANDOVER HILLS CT LEAGUE CITY TX 775734760, LEAGUE CITY, TX 77573-4760

Mortgage

Document Number	11265
Date	Apr 9, 2018
Instrument	11265

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 29, 2018
Property Address	107 ELAINE DR, LORENA, TX 76655-9752
Document Number	0000002865
Instrument Date	Nov 2, 2017
Instrument	2865
Transaction Type	Transfer
Record Updated	Feb 9, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4030 WACO TX 767080400, WACO, TX 76708-0400

March 2015: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	107 ELAINE DR, LORENA, TX 76655-9752
Document Number	0000010266
Instrument Date	Mar 19, 2015
Transaction Type	Mortgage
Record Updated	May 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ELAINE DR LORENA TX 766559752, LORENA, TX 76655-9752

Mortgage

Document Number	0000010266
Date	Apr 3, 2017
Instrument	10266

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	456 Months
Due	Apr 2, 2055

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,013 (+1%)	$234,917 (+10.9%) Land $35,640 Building $199,277
2025		$211,830 (-3.12%) Land $32,340 Building $179,490	$211,830 (-3.12%) Land $32,340 Building $179,490
2023		$218,650 Land $32,340 Building $186,310	$218,650 Land $32,340 Building $186,310
2022	$1,198.00 (-52.46%)
2018	$2,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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