109 Eider Ct, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 109 Eider Ct, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,504 sqft · built 1987
Lot Size	0.179 acres (7,777 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jun 2024)
Tax Bill	$9,861 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-31-155R-0037-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-155R-0037-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,309 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,777 sqft (0.179 acres)
Garage Type	Attached
Garage Area	498 sqft
Porch	Florida Room
Porch Area	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 EIDER CT
City	FERNANDINA BEACH
State	FL
Zip	32034-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 37 OCEAN RIDGE PB 5/103 & 104
Legal Range	28E
Legal Township	02N
Legal Section	02
Legal Subdivision	OCEAN RIDGE
Legal Lot Number	37
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2004
Census Tract	50205

Owner

109 Eider Ct is owned and occupied by an individual who bought it in June 2024.

Source: Nassau County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	109 EIDER CT, FERNANDINA BEACH, FL 32034-4543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Apr 12, 2002 · Amount on File
Deed Document Number	202416197
Deed Book / Page	2717 / 1253
Prior Transfer Date	Apr 11, 2002
Prior Transfer Doc	0010490621
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	109 EIDER CT, FERNANDINA BEACH, FL 32034-4543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022880254
Date	Jul 9, 2019
Book Page	2288/0254
Instrument	201945021766

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 109 Eider Ct was $9,861, up 372.5% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,861.00 (+372.5%)	$547,200 (+241.14%) Land $300,000 Building $247,200	$547,200 (+13.66%) Land $300,000 Building $247,200
2024	$2,087.00 (+1.61%) Homeowner's exemption Widower's exemption	$160,403 (+3%)	$481,441 (+10.05%) Land $260,000 Building $221,441
2023	$2,054.00 (+2.85%) Homeowner's exemption Widower's exemption	$155,731 (+3%)	$437,479 (+13.14%) Land $250,000 Building $187,479
2022	$1,997.00 Homeowner's exemption	$151,195	$386,678 Land $150,000 Building $236,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Eider Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 154 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	468 units insured incl. 314 condo units
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Eider Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20