Nassau County property record for 107 Eider Ct, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,062 sqft · built 1987 |
| Lot Size | 0.192 acres (8,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,096 (Jan 2023) |
| Tax Bill | $6,455 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-00-31-155R-0038-0000 |
| Primary APN | 00-00-31-155R-0038-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,556 sqft |
| 1st Floor Area | 1,561 sqft |
| Upper Floors Area | 501 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,380 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 204 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 107 EIDER CT |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-4543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 38 OCEAN RIDGE PB 5/103 & 104 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | OCEAN RIDGE |
| Legal Lot Number | 38 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | FERNANDINA BEACH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 50205 |
107 Eider Ct is owned and occupied by two individuals who bought it in January 2023.
Source: Nassau County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 EIDER CT, FERNANDINA BEACH, FL 32034-4543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on File |
| Deed Sale | Jan 17, 2023 · Amount on File |
| Prior Sale | Dec 15, 2004 · Amount on File |
| Deed Document Number | 20231277 |
| Deed Book / Page | 2613 / 1191 |
| Prior Transfer Date | Dec 10, 2004 |
| Prior Transfer Doc | 0012810424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 107 EIDER CT, FERNANDINA BEACH, FL 32034-4543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 107 EIDER CT, FERNANDINA BEACH, FL 32034-4543 |
| Document Number | 0024380415 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 2438/415 |
| Instrument | 202145007037 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 17, 2023 |
| Property Address | 107 EIDER CT, FERNANDINA BEACH, FL 32034-4543 |
| Document Number | 0026131191 |
| Book / Page | 2613 / 1191 |
| Map Reference | MB 5 PG 103 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 202345001277 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,096.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2965 PEACHTREE RD NE UNIT 1007, 1007, ATLANTA, GA 30305-3384 |
| Name | Verified Name |
|---|---|
| Address | 107 EIDER CT, FERNANDINA BEACH, FL 32034-4543 |
| Document Number | 0026131193 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2613/1193 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 107 EIDER CT, FERNANDINA BEACH, FL 32034-4543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022710882 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 2271/0882 |
| Instrument | 201945013567 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 107 Eider Ct was $6,455 with a homeowner's exemption, up 1.5% from the year before.
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Fernandina Beach City |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,455.00 (+1.49%) Homeowner's exemption | $400,097 (+2.9%) | $613,467 (+9.7%) Land $300,000 Building $313,467 |
| 2024 | $6,360.00 (+62.62%) Homeowner's exemption | $388,821 (+55.8%) | $559,211 (+8.75%) Land $260,000 Building $299,211 |
| 2023 | $3,911.00 (+6.54%) Homeowner's exemption | $249,559 (+3%) | $514,218 (+9.62%) Land $250,000 Building $264,218 |
| 2022 | $3,671.00 Homeowner's exemption | $242,290 | $469,075 Land $150,000 Building $319,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Eider Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 154 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 468 units insured incl. 314 condo units |
| Nearby Flood Claims | 3 (2016–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Eider Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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