Riverside County property record for 109 E Sumner Ave, Lake Elsinore, CA 92530
| Property Type | Home Plus Accessory Dwelling Unit |
|---|---|
| Details | 1 bd · 2 ba · 910 sqft · built 1922 |
| Lot Size | 0.379 acres (16,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Nov 2016) |
| Tax Bill | $3,223 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 377-291-015 |
| Primary APN | 377-291-015 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.379 acres) |
| Garage Type | Detached |
| Garage Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 377291015 |
|---|---|
| Street Address | 109 E SUMNER AVE |
| City | LAKE ELSINORE |
| State | CA |
| Zip | 92530-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
| Local Zoning Code | R3 |
| Legal Description | .38 ACRES M/L IN LOTS 1 & 2 BLK 501 MB 002/135 SD SMITHS ADD TO ELSINORE |
| Legal Subdivision | SMITHS ADD TO ELSINORE |
| Legal Block | 501 |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | ELSINORE VALLEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43001 |
Source: Riverside County records · APN 377-291-015
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 E SUMNER AVE, LAKE ELSINORE, CA 92530-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL BANCORP |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2016 · Amount on Record |
| Deed Sale | Nov 22, 2016 · Amount on Record |
| Prior Sale | Apr 30, 2001 · Amount on Record |
| Deed Document Number | 2016-0521332 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 109 E SUMNER AVE, LAKE ELSINORE, CA 92530-3910 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2021 |
| Title Company | PROVIDENT TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 109 E SUMNER AVE, LAKE ELSINORE, CA 92530-3910 |
| Document Number | 0000571883 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0571883 |
| Name | RESIDENTIAL BANCORP |
|---|---|
| Type | Mortgage Company |
| Address | DIAMOND BAR, CA 91765 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 109 E SUMNER AVE, LAKE ELSINORE, CA 92530-3910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2351, SUN CITY, CA 92586-1351 |
| Document Number | 0000386065 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-0386065 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Lake Elsinore City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,223.00 (+5.81%) | $290,139 (+4.04%) Land $92,843 Building $197,296 |
| 2023 | $3,046.00 (+1.94%) | $278,875 Land $89,239 Building $189,636 |
| 2022 | $2,988.00 |
Source: FEMA National Flood Hazard Layer, Riverside County (06065C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650430011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 127 (1978–2017) |
| Claims Outside the SFHA | 46 of 127 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: California Internet, MJM Telecom.
Based on FCC filings for 311 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3310012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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