109 E Paulk Ave, Opp, AL 36467 Property Records

Covington County property record for 109 E Paulk Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,305 sqft · built 1965
Lot Size	0.278 acres (12,125 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Oct 2024)
Tax Bill	$225 (2023)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-11-05-21-3-001-034.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-05-21-3-001-034.000`
Alternative APNs	`11052130010340000` `1105213001034000` `23360060` `23425400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,125 sqft (0.278 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Type	Carport
Garage Area	389 sqft
Carport	Carport
Carport Area	389 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23425400
Street Address	109 E PAULK AVE
City	OPP
State	AL
Zip	36467-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2024/17578 10/15/2024 LOT 7 BLK 2 THOMAS SUB PB 3 PG 42 SEC 21 T4N R18E
Legal Range	18E
Legal Township	04N
Legal Section	21
Legal Subdivision	THOMAS
Legal Block	2
Legal Lot Number	7
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	3
Census Block	3040
Census Tract	962400

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 PAULK AVE, OPP, AL 36467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Oct 4, 2024 · Amount on Record
Deed Book / Page	2024 / 17578
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Sep 26, 2018
Property Address	109 E PAULK AVE, OPP, AL 36467-1727
Document Number	2018/14198
Book / Page	2018 / 14198
Map Reference	MB 3 PG 42
Instrument Date	Sep 13, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E PAULK AVE, OPP, AL 36467-1727

Mortgage

Document Number	0201814201
Date	Sep 26, 2018
Instrument	2018/14201

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$26,824 (+179.71%) Land $460 Building $26,364	$134,120 (+39.85%) Land $2,300 Building $131,820
2023	$225.00 (+7.14%) Homeowner's exemption Senior Citizen's exemption	$9,590 (+4.9%) Land $210 Building $9,380	$95,900 (+4.9%) Land $2,100 Building $93,800
2022	$210.00 Homeowner's exemption Senior Citizen's exemption	$9,142 Land $190 Building $8,952	$91,420 Land $1,900 Building $89,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OPP UTILITIES BOARD serves 10,266 people · EPA ID AL0000375
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20