107 E Paulk Ave, Opp, AL 36467 Property Records

Covington County property record for 107 E Paulk Ave, Opp, AL 36467

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,459 sqft · built 1962
Lot Size	0.278 acres (12,125 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2022)
Tax Bill	$960 (2023)
Deeds & Mortgages	Nov 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`23-11-05-21-3-001-035.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-05-21-3-001-035.000`
Alternative APNs	`11052130010350000` `1105213001035000` `23422206` `541630`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
1st Floor Area	1,459 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,125 sqft (0.278 acres)
Lot Dimensions	125 ft deep x 97 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Utility Building	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23422206
Street Address	107 E PAULK AVE
City	OPP
State	AL
Zip	36467-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/23341 JSD 10/21/2022 LOT 6 & E-15' LOT 5 BLK 2 THOMAS SUB SEC 21 T4N R18E PB 3 PG 42
Legal Range	18E
Legal Township	04N
Legal Section	21
Legal Subdivision	THOMAS
Legal Block	2
Legal Lot Number	5-6
Jurisdiction	COVINGTON AL
Township / Civil Division	OPP
Census Block Group	3
Census Block	3040
Census Tract	962400

Owner

Source: Covington County records · APN 23-11-05-21-3-001-035.000

Assessment roll updated June 18, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 E PAULK AVE, OPP, AL 36467-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2022 · Amount on Record
Deed Sale	Nov 03, 2022 · Amount on Record
Deed Book / Page	2022 / 23341
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Nov 03, 2022
Property Address	107 E PAULK AVE, OPP, AL 36467-1727
Document Number	2022/23341
Book / Page	2022 / 23341
Map Reference	MB 3 PG 42
Instrument Date	Oct 21, 2022
Transaction Type	Construction Loan
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	107 E PAULK AVE, OPP, AL 36467-1727

Mortgage

Document Number	0202223344
Date	Nov 03, 2022
Instrument	2022/23344

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 21, 2052

Tax Assessment & Valuation

Source: Covington County records · Assessment roll updated June 18, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Municipality	Opp City
Unified School District	Opp City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$33,868 (+37.43%) Land $660 Building $33,208	$169,340 (+37.43%) Land $3,300 Building $166,040
2023	$960.00 (+133.58%)	$24,644 (+109.95%) Land $580 Building $24,064	$123,220 (+4.98%) Land $2,900 Building $120,320
2022	$411.00 Homeowner's exemption	$11,738 Land $270 Building $11,468	$117,380 Land $2,700 Building $114,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Covington County (01039C), updated November 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010399624003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 48% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 38 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	OPP UTILITIES BOARD serves 10,266 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.