109 E Palmetto St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 109 E Palmetto St, Kill Devil Hills, NC 27948 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1978
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`988517119277`

Property Details

APN / Parcel Number

Primary APN	`988517119277`
Alternative APN	`000809000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Heated Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1978
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	988517119277
Old Parcel Number	988517119277
Street Address	109 E PALMETTO ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: PT 1 & 2 BLK: 24 SEC: 1&2 PL: 2 SL: 179
Legal Subdivision	VIRGINIA DARE SHORES
Legal Block	24
Legal Lot Number	1,2
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1034
Census Tract	970200

Owner

Source: Dare County records · APN 988517119277

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	109 E PALMETTO ST, KILL DEVIL HILLS, NC 27948-7861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2009
Deed Sale	Oct 13, 2009
Deed Document Number	0000181549
Record Updated	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	109 E PALMETTO ST, KILL DEVIL HILLS, NC 27948-7861
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000700049635
Date	Mar 02, 2018
Instrument	000700049635

Lender

Name	XENITH BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (-46.1%)	$559,300 (+51.82%) Land $325,000 Building $234,300
2023	$2,783.00	$368,400 Land $162,500 Building $205,900
2020			$559,300 Land $325,000 Building $234,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Cost	Premium on Record median of 458 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	490 units insured (32 under condo master policies) 97 of 458 individual policies on primary residences
Nearby Flood Claims	797 (1981–2019)
Claims Outside the SFHA	298 of 797
Most Recent Claim	Sep 2019, rainfall accumulation, Hurricane Dorian
Flood Events	Hurricane Matthew (Oct 2016), 59 claims Hurricane Isabel (Sep 2003), 236 claims Hurricane Dennis (Sep 1999), 62 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.