Dare County property record for 103 E Palmetto St, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,467 sqft · built 2021 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,015,000 (Mar 2024) |
| Tax Bill | $5,474 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 988517118240 |
| Primary APN | 988517118240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,467 sqft Heated Area |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Lot Area | 6,500 sqft (0.149 acres) |
| View / Lot | Ocean |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 988517118240 |
|---|---|
| Street Address | 103 E PALMETTO ST |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 7-R BLK: 24 SEC: PL: I SL: 386 |
| Legal Subdivision | VIRGINIA DARE SHORES |
| Legal Block | 24 |
| Legal Lot Number | 7-R |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970200 |
Source: Dare County records · APN 988517118240
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8418 KALLIOPE PL, CHESTERFIELD, VA 23838-6226 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| May 07, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2024 · Amount on Record |
| Deed Sale | Mar 04, 2024 · Amount on Record |
| Prior Sale | Jun 29, 2022 · Amount on Record |
| Deed Document Number | 0002722188 |
| Deed Book / Page | 2722 / 188 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 103 E PALMETTO ST, KILL DEVIL HILLS, NC 27948 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 8418 INSTRUMENT KALLIOPE PL, CHESTERFIELD, VA 23838 |
| Document Number | 002813/883 |
|---|---|
| Date | Oct 02, 2025 |
| Book Page | 2813/883 |
| Instrument | 700153265 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6561 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jun 29, 2022 |
| Property Address | 103 E PALMETTO ST, KILL DEVIL HILLS, NC 27948-7861 |
| Document Number | 002629/644 |
| Book / Page | 2629 / 644 |
| Map Reference | CAB I SL 386 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 700119986 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20564 CAPTAINS WALK, 20564, SMITHFIELD, VA 23430-8117 |
| Name | Verified Name |
|---|---|
| Address | 14 NORTHFORD RD, WALLINGFORD, CT 06492-5517 |
| Document Number | 0700119987 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 700119987 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | May 07, 2021 |
| Property Address | 103 E PALMETTO ST, KILL DEVIL HILLS, NC 27948-7861 |
| Document Number | 002503/201 |
| Book / Page | 2503 / 201 |
| Map Reference | CAB 1 SL 386 |
| Instrument Date | May 07, 2021 |
| Instrument | 700098544 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3100, KITTY HAWK, NC 27949-5100 |
| Name | Verified Name |
|---|---|
| Address | 20564 CAPTAINS WALK, SMITHFIELD, VA 23430-8117 |
Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,474.00 (+29.99%) | $1,007,900 (+80.82%) Land $324,600 Building $683,300 | |
| 2023 | $4,211.00 | $557,400 Land $148,800 Building $408,600 | |
| 2020 | $1,007,900 Land $324,600 Building $683,300 |
Source: FEMA National Flood Hazard Layer as of May 11, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 458 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 490 units insured incl. 32 condo units |
| Nearby Flood Claims | 797 (1981–2019) |
| Claims Outside the SFHA | 298 of 797 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 595 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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