109 E Main St, Vine Grove, KY 40175 Property Records

Hardin County property record for 109 E Main St, Vine Grove, KY 40175

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,374 sqft · built 1911
Lot Size	0.207 acres (9,060 sqft)
Owner	Individual Name on Record
Last Sale	$21,000 (Feb 2019)
Tax Bill	$574 (2025)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`118-40-03-020`

Property Details

APN / Parcel Number

Primary APN	`118-40-03-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,374 sqft Living Area

Exterior

Year Built	Built 1911
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,060 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	109 E MAIN ST
City	VINE GROVE
State	KY
Zip	40175-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:06 CITY/MUNI/TWP:VINE GROVE (CITY)
Legal Subdivision	CARDWELL/VINE GROVE ADD
Legal Lot Number	3
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1029
Census Tract	800

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 E MAIN ST, VINE GROVE, KY 40175-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Deed Document Number	20190-00001258
Deed Book / Page	1468 / 157
Record Updated	Jun 8, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Feb 1, 2019
Property Address	109 E MAIN ST, VINE GROVE, KY 40175-1443
Document Number	001468/157
Book / Page	1468 / 157
Instrument Date	Feb 1, 2019
Instrument	20190-00001258
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 ISLAND CT, JEFFERSONVILLE, IN 47130-8058

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Vine Grove City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$574.00 (+17.14%)	$56,100 (-) Land $8,600 Building $47,500	$56,100 (-) Land $8,600 Building $47,500
2023		$56,100 Land $8,600 Building $47,500	$56,100 Land $8,600 Building $47,500
2021	$490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2019–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jun 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20