Hardin County property record for 108 E Main St, Vine Grove, KY 40175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,386 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Feb 2021) |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-40-07-097 |
| Primary APN | 118-40-07-097 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 108 E MAIN ST |
|---|---|
| City | VINE GROVE |
| State | KY |
| Zip | 40175-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 7 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 903 |
Source: Hardin County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 E MAIN ST, VINE GROVE, KY 40175-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| May 7, 2021 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 19, 2021 | Deed, Transfer · Stand-Alone First Mortgage SOUTH CENTRAL BANK |
| Feb 25, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Prior Sale | Feb 25, 2019 · Amount on Record |
| Deed Book / Page | 1506 / 380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 108 E MAIN ST, VINE GROVE, KY 40175-1444 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 002407/910 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 2407/910 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | May 7, 2021 |
| Property Address | 108 E MAIN ST, VINE GROVE, KY 40175-1444 |
| Document Number | 001511/476 |
| Book / Page | 1511 / 476 |
| Instrument Date | May 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7911 RINEYVILLE RD, RINEYVILLE, KY 40162-9522 |
| Name | Verified Name |
|---|---|
| Address | 108 E MAIN ST, VINE GROVE, KY 40175-1444 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 19, 2021 |
| Property Address | 108 E MAIN ST, VINE GROVE, KY 40175-1444 |
| Document Number | 001506/380 |
| Book / Page | 1506 / 380 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 396, RADCLIFF, KY 40159-0396 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7911 RINEYVILLE RD, RINEYVILLE, KY 40162-9522 |
| Document Number | 002363/886 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 2363/886 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 12, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 25, 2019 |
| Property Address | 108 E MAIN ST, VINE GROVE, KY 40175-1444 |
| Document Number | 00001469/4 |
| Book / Page | 1469 / 4 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 20190-00002092 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E MAIN ST, VINE GROVE, KY 40175-1444 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Vine Grove City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 (+107.74%) | $185,000 (-) Land $12,100 Building $172,900 | $185,000 (-) Land $12,100 Building $172,900 |
| 2023 | $185,000 Land $12,100 Building $172,900 | $185,000 Land $12,100 Building $172,900 | |
| 2021 | $840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440 |
|---|---|
| Water Source | Purchased surface water from HARDIN COUNTY WATER DISTRICT #1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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