109 E Main St, Somerset, PA 15501 Property Records

Somerset County property record for 109 E Main St, Somerset, PA 15501

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	built 1910
Lot Size	0.093 acres (4,051 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Jan 2018)
Tax Bill	$7,771 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S41-034-251-000`

Property Details

APN / Parcel Number

Primary APN	`S41-034-251-000`
Alternative APNs	`S41-034-251-00` `410001710`

Interior

Units	16 Units
Stories	3 Stories
1st Floor Area	40 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Lot Area	4,051 sqft (0.093 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	410001710
Street Address	109 E MAIN ST
City	SOMERSET
State	PA
Zip	15501-2024
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	1 LOT BNG 0.093 A 3 STY BR STO APTS OFF
Legal Lot Number	BNG
Jurisdiction	SOMERSET PA
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1019
Census Tract	21100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Uptown Somerset Historic District listed 1995 · 179 contributing resources · NRIS 95001254

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 E Main St, a commercial property, is owned by a company that bought it in January 2018.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	285 FAWN HAVEN LN, SOMERSET, PA 15501-1119
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Jan 31, 2018	Deed, Transfer · Line of Credit SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2018812
Deed Book / Page	2677 / 952
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	109 W MAIN ST, SOMERSET, PA 15501-2066
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02774/0898
Date	Oct 9, 2019
Book Page	2774/0898
Instrument	2019007004

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jan 31, 2018
Property Address	109 W MAIN ST, SOMERSET, PA 15501-2066
Document Number	02677/0952
Book / Page	2677 / 0952
Map Reference	MB 925 PG 530
Instrument Date	Jan 31, 2018
Instrument	2018000812
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$2,685.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 FAWN HAVEN LN, SOMERSET, PA 15501-1119
Mail Care Of	EMLY KORNS

Mortgage

Document Number	2018000813
Date	Jan 31, 2018
Instrument	2018000813

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 109 E Main St was $7,771.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Somerset Borough
Unified School District	Somerset Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,771.00	$94,940
2024	$7,554.00 (+2.25%)	$94,940 (-)
2023	$7,388.00	$94,940
1998			$189,880 Land $18,200 Building $171,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042
Water Source	Purchased surface water from SOMERSET CNTY QUEMAHONING SYST
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: In The Stix Broadband, Verizon.

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