105 E Main St, Somerset, PA 15501 Property Records

Somerset County property record for 105 E Main St, Somerset, PA 15501

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	built 1865
Lot Size	0.024 acres (1,045 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Oct 2026)
Tax Bill	$2,080 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S41-034-251-001`

Property Details

APN / Parcel Number

Primary APN	`S41-034-251-001`
Alternative APNs	`S41-034-251-01` `410048310`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Brick
Lot Area	1,045 sqft (0.024 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	410048310
Street Address	105 E MAIN ST
City	SOMERSET
State	PA
Zip	15501-2024
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	1 PARCEL BNG 0.024 A 2 STY BR REST
Jurisdiction	SOMERSET PA
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1019
Census Tract	21100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Uptown Somerset Historic District listed 1995 · 179 contributing resources · NRIS 95001254

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 E Main St, a commercial property, is owned by two individuals who bought it in October 2026.

Source: Somerset County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 KEYSTONE ST, MEYERSDALE, PA 15552-1108
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed, Transfer · Conventional Mortgage WL PROPERTIES LLC
Nov 22, 2021	Deed, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit 1ST SUMMIT BANK
Dec 18, 2020	Intrafamily Transfer, Transfer
Dec 18, 2020	Deed, Transfer · Line of Credit 1ST SUMMIT BANK
Nov 22, 2017	Deed of Trust, Mortgage SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Nov 22, 2021 · Amount on File
Deed Document Number	20267424
Deed Book / Page	3218 / 227
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	2854/885
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Oct 6, 2026
Property Address	105 E MAIN ST, SOMERSET, PA 15501-2024
Document Number	0000007424
Book / Page	3218 / 227
Instrument Date	Sep 30, 2026
Instrument	20267424
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	EVEREST SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 KEYSTONE ST, MEYERSDALE, PA 15552-1108

Mortgage

Document Number	0000007425,
Date	Oct 6, 2026
Book Page	3218/232
Instrument	20267425

Lender

Name	WL PROPERTIES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Nov 22, 2021
Property Address	105 E MAIN ST, SOMERSET, PA 15501-2024
Document Number	002924/958
Book / Page	2924 / 958
Instrument Date	Nov 18, 2021
Instrument	2021009910
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 AUSTIN ST, 916, JOHNSTOWN, PA 15905-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 BUDFIELD ST, JOHNSTOWN, PA 15904-3214

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	105 E MAIN ST, SOMERSET, PA 15501-2024
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 AUSTIN ST, JOHNSTOWN, PA 15905-3802

Mortgage

Document Number	2854/947
Date	Dec 18, 2020
Book Page	2854/947
Instrument	2020009557

Lender

Name	1ST SUMMIT BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET PA
Recording Date	Dec 18, 2020
Property Address	105 E MAIN ST, SOMERSET, PA 15501-2024
Document Number	2854/885
Book / Page	2854 / 885
Instrument Date	Dec 15, 2020
Instrument	2020009552
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 284, SOMERSET, PA 15501-0284

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Dec 18, 2020
Property Address	105 E MAIN ST, SOMERSET, PA 15501-2024
Document Number	2854/895
Book / Page	2854 / 895
Instrument Date	Dec 1, 2020
Instrument	2020009554
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 AUSTIN ST, JOHNSTOWN, PA 15905-3802

Mortgage

Document Number	2020009555
Date	Dec 18, 2020
Instrument	2020009555

Lender

Name	1ST SUMMIT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	246 Months
Due	Jun 18, 2041

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	105 E MAIN ST, SOMERSET, PA 15501-2024
Transaction Type	Mortgage
Record Updated	Dec 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017008505
Date	Nov 22, 2017
Book Page	2667/0640
Instrument	2017008505

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 105 E Main St was $2,080, up 2.9% from the year before.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Somerset Borough
Unified School District	Somerset Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,080.00 (+2.92%)	$25,410 (-)
2025	$2,021.00	$25,410 (-)
2024	$2,021.00 (+2.23%)	$25,410 (-)
2023	$1,977.00	$25,410
1998			$50,810 Land $6,320 Building $44,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 105 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET BORO MUNI WATER AUTH serves 6,309 people · EPA ID PA4560042
Water Source	Purchased surface water from SOMERSET CNTY QUEMAHONING SYST
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: In The Stix Broadband, Verizon.

Nearby Properties on E Main St

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