Madison County property record for 109 E Main St, Saint Jacob, IL 62281
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,091 sqft · built 1920 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $95,000 (Oct 2018) |
| Tax Bill | $4,562 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Construction Loan Mar 2018 Loan Modification |
| APN | 05-1-23-16-08-201-004 |
| Primary APN | 05-1-23-16-08-201-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 1,091 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Triplex |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 2 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pole Barn | 2,016 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 109 E MAIN ST |
|---|---|
| City | SAINT JACOB |
| State | IL |
| Zip | 62281-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | OUTLOTS PT OL 6 NE NE 100X150 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | ST. JACOB |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 403702 |
Source: Madison County records · APN 05-1-23-16-08-201-004
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10725 US HIGHWAY 40, SAINT JACOB, IL 62281-1743 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 26, 2018 | Warranty Deed, Construction Loan · Construction Mortgage FCB BANKS |
| Mar 29, 2018 | Loan Modification, Mortgage · Conventional Mortgage FCB BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on Record |
| Deed Sale | Oct 26, 2018 · Amount on Record |
| Prior Sale | Apr 04, 2008 · Amount on Record |
| Deed Document Number | 201833896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 26, 2018 |
| Property Address | 109 E MAIN ST, SAINT JACOB, IL 62281-1741 |
| Document Number | 0000033896 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 2018R33896 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Tax | $142.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 N DOUGLAS ST APT 8, 8, SAINT JACOB, IL 62281-1568 |
| Document Number | 0000033897 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018R33897 |
| Name | FCB BANKS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 109 E MAIN ST, SAINT JACOB, IL 62281-1741 |
| Document Number | 0000012203 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2018 |
| Name | Verified Name |
|---|---|
| Address | 108 S DOUGLAS ST ST JACOB IL 622811940, ST JACOB, IL 62281-1940 |
| Document Number | 0000012203 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 12203 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | TROY, IL 62294 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 23, 2023 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | St. Jacob Township |
| Municipality | St. Jacob Village |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,562.00 (+8.72%) | $63,250 (+32.99%) Land $13,070 Building $50,180 | $189,750 (+32.86%) Land $39,210 Building $150,540 |
| 2024 | $4,196.00 (+13.04%) | ||
| 2022 | $3,712.00 | $47,560 Land $9,830 Building $37,730 | $142,823 Land $29,520 Building $113,303 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Progressive Voice & Data Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 256 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST JACOB serves 2,008 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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