104 E Main St, Saint Jacob, IL 62281 Property Records

Madison County property record for 104 E Main St, Saint Jacob, IL 62281

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,197 sqft · built 1947
Lot Size	0.304 acres (13,260 sqft)
Owner	Individual Name on File
Last Sale	$146,500 (Oct 2020)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`05-2-23-09-20-404-016`

Property Details

APN / Parcel Number

Primary APN	`05-2-23-09-20-404-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,197 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	13,260 sqft (0.304 acres)
Lot Dimensions	156 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	104 E MAIN ST
City	SAINT JACOB
State	IL
Zip	62281-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN PT LTS 6-7-12-13 85X156
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	6-7,12
Jurisdiction	MADISON IL
Township / Civil Division	ST. JACOB
Census Block Group	4
Census Block	4074
Census Tract	403702

Owner

Source: Madison County records · APN 05-2-23-09-20-404-016

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 E MAIN ST, SAINT JACOB, IL 62281-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Nov 30, 2011 · Amount on Record
Deed Document Number	202037521
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 19, 2020
Property Address	104 E MAIN ST, SAINT JACOB, IL 62281-1735
Document Number	0000037521
Map Reference	PB 3 PG 17
Instrument Date	Oct 15, 2020
Instrument	2020R37521
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$219.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E MAIN ST, SAINT JACOB, IL 62281-1735

Mortgage

Document Number	0000037522
Date	Oct 19, 2020
Instrument	2020R37522

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	St. Jacob Township
Municipality	St. Jacob Village
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (+9.87%)	$58,800 (+33%) Land $11,620 Building $47,180	$176,400 (+32.87%) Land $34,860 Building $141,540
2024	$3,466.00 (+16.23%)
2022	$2,982.00	$44,210 Land $8,740 Building $35,470	$132,763 Land $26,246 Building $106,517

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194037024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Progressive Voice & Data Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1190950, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST JACOB serves 2,008 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.