109 E Main St, Fletcher, OH 45326 Property Records

Miami County property record for 109 E Main St, Fletcher, OH 45326

Property Summary

Property TypeParking Garage, Parking Structure
Details2,824 sqft · built 1950
Lot Size0.334 acres (14,549 sqft)
OwnerCompany Name on Record
Last Sale$75,000 (Mar 2026)
Tax Bill$816 (2025)
Deeds & MortgagesMar 2026 Sale & Line of Credit
Mar 2014 Line of Credit
Flood ZoneZone X (minimal risk)
APNB05-002645

Property Details

APN / Parcel Number

Primary APNB05-002645
Alternative APNs
  • 021130.1-01-003-00
  • B05FL018 00201

Interior

Stories1 Story
Building Area2,824 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Fire ResistanceMasonry Walls, Wood Interior
Lot Area14,549 sqft (0.334 acres)
Lot Dimensions150 ft deep x 97 ft wide

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address109 E MAIN ST
CityFLETCHER
StateOH
Zip45326-9722
Property CategoryCommercial
Property TypeCommercial > Retail > Parking Garage, Parking Structure
Legal DescriptionWILLIAMSON USED CAR SALES IL 229 47 W PT & IL 230 50
Legal SubdivisionVILLAGE/FLETCHER
Legal Lot Number229
JurisdictionMIAMI OH
Township / Civil DivisionBROWN
Census Block Group2
Census Block2045
Census Tract390100

Owner

Source: Miami County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address109 E MAIN ST, FLETCHER, OH 45326-9722
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Warranty Deed, Transfer · Line of Credit
PARK NATIONAL BANK
Mar 1, 2014Deed of Trust, Mortgage · Line of Credit
FIRST CTRL NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2026 · Amount on Record
Deed SaleMar 5, 2026 · Amount on Record
Prior SaleMar 5, 2014 · Amount on Record
Deed Document Number20262565
Prior Transfer DateMar 1, 2014
Prior Transfer Doc0000002421
Record UpdatedJun 8, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateMar 5, 2026
Property Address109 E MAIN ST, FLETCHER, OH 45326-9722
Document Number0000002565
Map ReferencePB 02 PG 234
Instrument DateFeb 27, 2026
Instrument2026OR-02565
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E MAIN ST, FLETCHER, OH 45326-9722

Mortgage

Document Number0000002566
DateMar 5, 2026
Instrument2026OR-02566
Lender
NamePARK NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 5, 2046
Interest
Rate TypeAdjustable Rate

March 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address109 E MAIN ST, FLETCHER, OH 45326-9722
Document Number0000010444
Instrument DateMar 1, 2014
Transaction TypeMortgage
Record UpdatedSep 17, 2018

Mortgage

Document Number0000010444
DateAug 24, 2018
Instrument10444
Lender
NameFIRST CTRL NAT'L BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
MunicipalityFletcher Village
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$816.00 (-12.45%)$13,930 (+1.24%) Land $5,670 Building $8,260$39,800 (+1.27%) Land $16,200 Building $23,600
2024$932.00 (+1.86%)$13,760 (-) Land $4,730 Building $9,030
2023$915.00 (-3.89%)$13,760 (-) Land $4,730 Building $9,030$39,300 (-) Land $13,500 Building $25,800
2022$952.00$13,760 Land $4,730 Building $9,030$39,300 Land $13,500 Building $25,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLETCHER VILLAGE PWS
serves 461 people · EPA ID OH5500412
Water SourceGroundwater
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb
Copper1.59 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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