109 E Locust St, Occoquan, VA 22125 Property Records

Prince William County property record for 109 E Locust St, Occoquan, VA 22125

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,106 sqft · built 1950
Lot Size0.323 acres (14,100 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Nov 2019)
Tax Bill$2,552 (2023)
Deeds & MortgagesMar 2021 Line of Credit
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8393-73-2522

Property Details

APN / Parcel Number

Primary APN8393-73-2522
Alternative APNs
  • 051216
  • 51216

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,106 sqft Living Area
1st Floor Area1,112 sqft

Exterior

Year BuiltBuilt 1950
Architectural StyleRambler
Exterior MaterialAluminum/Vinyl
Lot Area14,100 sqft (0.323 acres)

Exterior Amenities

PorchPorch
Porch Area220 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number051216
Old Parcel Number51216
Street Address109 E LOCUST ST
CityOCCOQUAN
StateVA
Zip22125-7721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUBURBAN RES (4/ACRE)
Legal DescriptionJANNEY P L 10
Legal SubdivisionJANNEY
Legal Block73
Legal Lot Number10
JurisdictionPRINCE WILLIAM VA
Township / Civil DivisionOCCOQUAN
Census Block Group2
Census Block2023
Census Tract900301

Owner

Source: Prince William County records, as of July 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 E LOCUST ST, OCCOQUAN, VA 22125-7721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Line of Credit
NORTHWEST FCU
Nov 13, 2019Warranty Deed, Transfer · Conventional with PMI
NORTHWEST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2019 · Amount on Record
Deed SaleNov 13, 2019 · Amount on Record
Deed Document Number201911130084246
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address109 E LOCUST ST, OCCOQUAN, VA 22125-7721
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024543
DateMar 1, 2021
Instrument202103010024543
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeLine of Credit
AmountAmount Recorded
Term295 Months
DueOct 7, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPRINCE WILLIAM VA
Recording DateNov 13, 2019
Property Address109 E LOCUST ST, OCCOQUAN, VA 22125-7721
Document Number0000084246
Instrument DateNov 13, 2019
Instrument84246
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyPRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E LOCUST ST OCCOQUAN VA 221257721, OCCOQUAN, VA 22125-7721

Mortgage

Document Number84247
DateNov 13, 2019
Instrument84247
Lender
NameNORTHWEST FCU
TypeCredit Union
AddressHERNDON, VA 20170
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 12, 2049

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
MunicipalityOccoquan Town
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,552.00$245,300 Land $119,000 Building $126,300$245,300 Land $119,000 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPWCSA - EAST
serves 168,747 people · EPA ID VA6153600
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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