Chester County property record for 109 E Lancaster Ave, Downingtown, PA 19335
| Property Type | Commercial |
|---|---|
| Details | 2,650 sqft · built 1884 |
| Lot Size | 0.036 acres (1,566 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,250,000 (Jul 2018) |
| Tax Bill | $478 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-8-35 |
| Primary APN | 11-8-35 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,650 sqft Total Area |
|---|
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Lot Area | 1,566 sqft (0.036 acres) |
| View / Lot | Central Business |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 E LANCASTER AVE |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-2917 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C2 |
| Legal Description | LOT APT & BARBER |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | DOWNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 304101 |
Source: Chester County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16 DONEGAL LN, DOWNINGTOWN, PA 19335-6200 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Line of Credit T BANK |
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit BENEFICIAL BANK |
| Jul 19, 2018 | Grant Deed, Transfer FIRST LAND TRANSFER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Sep 14, 2016 · Amount on Record |
| Deed Document Number | 201811619008 |
| Deed Book / Page | 9780 / 1863 |
| Prior Transfer Date | May 5, 2016 |
| Prior Transfer Doc | 0093910179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Sep 25, 2026 |
| Property Address | 109 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2917 |
| Document Number | 0012144022 |
| Book / Page | 11659 / 991 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202612144022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 16 DONEGAL LN, DOWNINGTOWN, PA 19335-6200 |
| Document Number | 0012144022, |
|---|---|
| Date | Sep 25, 2026 |
| Book Page | 11659/991 |
| Instrument | 202612144022 |
| Name | T BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 109 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0094742238 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 9474/2238 |
| Instrument | 11521811 |
| Name | BENEFICIAL BANK |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 19, 2018 |
| Property Address | 109 E LANCASTER AVE, DOWNINGTOWN, PA 19335-2917 |
| Document Number | 0097801863 |
| Book / Page | 009780 / 001863 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 11619008 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | FIRST LAND TRANSFER LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 DONEGAL LN DOWNINGTOWN PA 193356200, DOWNINGTOWN, PA 19335-6200 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Downingtown Borough |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478.00 (-89.06%) | $104,620 (-) Land $41,840 Building $62,780 | $104,620 (-) Land $41,840 Building $62,780 |
| 2024 | $4,368.00 | $104,620 Land $41,840 Building $62,780 | |
| 1998 | $104,620 Land $41,840 Building $62,780 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1983–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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