Winchester City property record for 109 E Germain St, Winchester, VA 22601 · Last verified August 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 1.5 ba · 1,062 sqft · built 1988 |
| Lot Size | 0.035 acres (1,529 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (Nov 2021) |
| Tax Bill | $1,355 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-10-7 |
| Primary APN | 213-10-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,529 sqft (0.035 acres) |
| Lot Dimensions | 76.5 ft deep x 20 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 14 sqft |
| Deck Area | 80 sqft |
| Balcony Area | 22 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5566 |
|---|---|
| Street Address | 109 E GERMAIN ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4629 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SCHROTH-GLAIZE LOTS SD L-7 S S 109 EAST GERMAIN STREET |
| Legal Subdivision | SCHROTH-GLAIZE LOTS SD |
| Legal Lot Number | 7 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 301 |
Source: Winchester City records · APN 213-10-7
Assessment roll updated June 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 241 GRAVENSTEIN CT, WINCHESTER, VA 22602-6699 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC |
| Aug 24, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 20213872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Nov 30, 2021 |
| Property Address | 109 E GERMAIN ST, WINCHESTER, VA 22601-4629 |
| Document Number | 0210003872 |
| Map Reference | MB 216 PG 356 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 210003872 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 GRAVENSTEIN CT, WINCHESTER, VA 22602-6699 |
| Document Number | 0210003873 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 210003873 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Aug 24, 2020 |
| Property Address | 109 E GERMAIN ST, WINCHESTER, VA 22601-4629 |
| Document Number | 0200002196 |
| Map Reference | MB 216 PG 356 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 200002196 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 E GERMAIN ST, WINCHESTER, VA 22601-4629 |
| Document Number | 0200002197 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 200002197 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,355.00 | $170,400 (+14.9%) Land $18,000 Building $152,400 | |
| 2025 | $1,355.00 (+10.16%) | $170,400 (+14.9%) Land $18,000 Building $152,400 | |
| 2023 | $1,230.00 (-2.23%) | $148,300 Land $18,000 Building $130,300 | $148,300 Land $18,000 Building $130,300 |
| 2022 | $1,258.00 |
Source: FEMA National Flood Hazard Layer, County delivery 51069C updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Winchester Historic District (Boundary Increase III) listed 2016 · 390 contributing resources · NRIS 15000963 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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