107 E Germain St, Winchester, VA 22601 Property Records

Winchester City property record for 107 E Germain St, Winchester, VA 22601 · Last verified August 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2002
Square Footage1,068 sqft Living Area
Lot Size1,525 sqft (0.035 acres)
OccupancyOwner Occupied
Last Sale$247,000 (2024)
Tax Bill$1,363.00 (2026)

Property Details

APN / Parcel Number

Primary APN213-10-6
Alternative APNs
  • 5427
  • 6062

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,068 sqft Living Area
1st Floor1,040 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2002
Architectural StyleMultifamily Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,525 sqft (0.035 acres)
Depth X Width76.3 ft x 20 ft Depth x Width

Exterior Amenities

Balcony Area28 sqft Balcony
Deck Area80 sqft Deck
Porch Area24 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number5427
Street Address107 E GERMAIN ST
CityWINCHESTER
StateVA
Zip22601-4629
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionS S 107 EAST GERMAIN STREET
Legal SubdivisionSCHROTH GLAIZE LOTS
JurisdictionWINCHESTER CITY VA
Minor Civil DivisionWINCHESTER
Census Blockgroup1
Census Block1013
Census Tract301

Owner

Source: Winchester City records · APN 213-10-6

Assessment roll updated June 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 01, 2023Deed of Trust, Mortgage · Commercial Mortgage
HOMETEP EQUITY PARTNERS LLC
Feb 01, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
TY FUNDING LLC
May 30, 2007Deed of Trust, Mortgage · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORP
Apr 20, 2005Deed of Trust, Mortgage · Line of Credit
CITIBANK FSB
Apr 04, 2024Deed, Transfer · Conventional Mortgage
JPUZ TRUST
Nov 07, 2019Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2024 · Amount on Record
Deed SaleApr 04, 2024 · Amount on Record
Prior SaleNov 07, 2019 · Amount on Record
Deed Doc Number2024581
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
Transaction TypeMortgage
Record UpdatedJun 18, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629

Mortgage

Document Number0210002825
DateAug 27, 2021
Instrument210002825
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term340 Months
DueDec 01, 2049

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13379 STONEHOUSE MOUNTAIN RD, CULPEPER, VA 22701-5764

Mortgage

Document Number0230002084
DateDec 01, 2023
Instrument230002084
Lender
NameHOMETEP EQUITY PARTNERS LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02116
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13379 STONEHOUSE MOUNTAIN RD, CULPEPER, VA 22701-5764

Mortgage

Document Number0240000171
DateFeb 01, 2024
Instrument240000171
Lender
NameTY FUNDING LLC
TypeNon-Lending Institution
AddressFOREST, VA 24551
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term6 Months
DueAug 01, 2024

May 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
Transaction TypeMortgage
Record UpdatedJun 18, 2026
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070001923
DateMay 30, 2007
Instrument070001923
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
AddressWINCHESTER, VA 22601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2037

April 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CITY VA
Property Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050001643
DateApr 20, 2005
Instrument050001643
Lender
NameCITIBANK FSB
TypeBank
Address22090
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionWINCHESTER CITY VA
Recording DateApr 04, 2024
Property Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
Document Number0240000581
Map ReferenceMB 216 PG 356
Instrument DateApr 03, 2024
Instrument240000581
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$123.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240000582
DateApr 04, 2024
Instrument240000582
Lender
NameJPUZ TRUST
TypePrivate Party
Address300 HARBOUR DR APT 205E, VERO BEACH, FL 32963
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionWINCHESTER CITY VA
Recording DateNov 07, 2019
Property Address107 E GERMAIN ST, WINCHESTER, VA 22601-4629
Document Number0190002287
Map ReferenceMB 216 PG 356
Instrument DateNov 06, 2019
Instrument190002287
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7458 COVENT WOOD CT, ANNANDALE, VA 22003-5730

Mortgage

Document Number0190002288
DateNov 07, 2019
Instrument190002288
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityWinchester City
Unified School DistrictWinchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,363.00$171,400 (+14.88%) Land $18,000 Building $153,400
2025$1,363.00 (+10.1%)$171,400 (+14.88%) Land $18,000 Building $153,400
2023$1,238.00 (-1.98%)$149,200 Land $18,000 Building $131,200$149,200 Land $18,000 Building $131,200
2022$1,263.00

Flood & Wildfire

107 E Germain St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 51069C updated February 3, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Winchester Historic District (Boundary Increase III)
listed 2016 · 390 contributing resources · NRIS 15000963

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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