109 E George St, Arcanum, OH 45304 Property Records

Darke County property record for 109 E George St, Arcanum, OH 45304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,171 sqft · built 1890
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2020)
Tax Bill	$2,392 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`P59-2-308-04-02-03-11400`

Property Details

APN / Parcel Number

Primary APN	`P59-2-308-04-02-03-11400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,171 sqft Living Area
1st Floor Area	1,323 sqft
2nd Floor Area	848 sqft
Upper Floors Area	848 sqft
Basement Area	464 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Wood Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	356 ft deep x 62.8 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	297 sqft
Deck Area	176 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	109 E GEORGE ST
City	ARCANUM
State	OH
Zip	45304-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W J FOURMANS 1ST ADDN WHOLE LOT 353 & SM TR .310 AC REAR OF LOT
Legal Subdivision	W J FOURMANS 1ST ADDN
Legal Tract	.310
Legal Lot Number	353
Jurisdiction	DARKE OH
Township / Civil Division	TWIN
Census Block Group	3
Census Block	3021
Census Tract	570102

Owner

Source: Darke County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	109 E GEORGE ST, ARCANUM, OH 45304-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Document Number	349
Deed Book / Page	537 / 2102
Record Updated	Jun 8, 2026

May 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DARKE OH
Recording Date	May 15, 2020
Property Address	109 E GEORGE ST, ARCANUM, OH 45304-1319
Document Number	00537/2102
Book / Page	537 / 2102
Map Reference	MB 2 PG 166
Instrument Date	May 11, 2020
Instrument	202000002904
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 E GEORGE ST, ARCANUM, OH 45304-1319

Mortgage

Document Number	202000002905
Date	May 15, 2020
Instrument	202000002905

Lender

Name	THE FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Darke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Arcanum Village
County	Darke County
County Subdivision	Twin Township
Unified School District	Arcanum-Butler Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,392.00 (-1.12%) Homeowner's exemption	$63,790 (-) Land $11,480 Building $52,310	$182,250 (-) Land $32,800 Building $149,450
2023	$2,419.00 Homeowner's exemption	$63,790 Land $11,480 Building $52,310	$182,250 Land $32,800 Building $149,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (2005–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCANUM VILLAGE PWS serves 2,100 people · EPA ID OH1900112
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20