Cherokee County property record for 109 E Front St, Cleghorn, IA 51014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1951 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,500 (Oct 2019) |
| Tax Bill | $1,180 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0605376008 |
| Primary APN | 0605376008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 165 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 109 E FRONT ST |
|---|---|
| City | CLEGHORN |
| State | IA |
| Zip | 51014-7719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 THOMPSON PLACE ADD 4095 |
| Legal Subdivision | THOMPSON PLACE ADD |
| Legal Block | 376 |
| Legal Lot Number | 8,9 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 80300 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Prior Sale | Aug 12, 2013 · Amount on Record |
| Deed Document Number | 20192045 |
| Deed Book / Page | 2019 / 2045 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 109 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1631 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 2020/1631 |
| Instrument | 2020 1631 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Oct 15, 2019 |
| Property Address | 109 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Document Number | 2019/2045 |
| Book / Page | 2019 / 2045 |
| Instrument Date | Sep 28, 2019 |
| Instrument | 2019 2045 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Document Number | 20192046 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019/2046 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cleghorn City |
| Unified School District | Marcus-Meriden-Cleghorn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,180.00 (+18.95%) | $110,340 (-) Land $9,200 Building $101,140 | $110,340 (-) Land $9,200 Building $101,140 |
| 2025 | $110,340 (+21.47%) Land $9,200 Building $101,140 | $110,340 (+21.47%) Land $9,200 Building $101,140 | |
| 2024 | $992.00 (+9.01%) | ||
| 2023 | $90,840 (+29.66%) Land $9,200 Building $81,640 | $90,840 (+29.66%) Land $9,200 Building $81,640 | |
| 2022 | $910.00 Homeowner's exemption | $70,060 Land $9,200 Building $60,860 | |
| 2021 | $70,060 Land $9,200 Building $60,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEGHORN WATER SUPPLY serves 247 people · EPA ID IA1817045 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CHEROKEE RWS- MILL CREEK SUBSYSTEM |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C-M-L Telephone Cooperative Association Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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